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This home is in Jacksonville.

Active

Active·12 days on market

1975 Tuskegee Road

Jacksonville, FL 32209

$79,900$81/sqftEst. $407/moMLS# 2156566

Beds

Baths

990

Sq Ft

1957

Built

—

Garage

Pool

About this home

Jacksonville

Excellent opportunity for a nice home needing a little work for instant equity to a savvy buyer. LVP Flooring, updated kitchen and 2 full baths. Central hvac. Master is a huge suite with its own private sittting area. This property is part of a First Look program. It allows owner occupant buyers to have their offers negotiated on day 8 of being listed. Affidavit of Owner occ will be required. Investor offers welcome after 8 days of listing Selling in as is condition. Seller request NON cash buyers seek a prequal from lender partner Newrez LLC pls see docs for more info. All Cash offers req a 10% escrow deposit. All Buyers MUST view property prior to making an offer. Pls NO Blind offers. No Seller financed offers. All offers must be made via a lic agent on Propoffers Agents see prv rmrks

Cost to own

Mortgage calculator

Home Price

$79,900

Down Payment: 20%

$15,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$407

Principal & Interest: $407

Property taxes (est.): $131

Insurance (est.): $53

Estimated Total Monthly

$591

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$407

Property taxesest. at asking price, Duval County$130

Estimated total, before insurance$538/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,578/yr · $131/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,578/yr

Estimated taxes if purchased at asking price: ~$1,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1957)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,600 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History