Skip to main content

This home is in St. Augustine.

Photo 1 / 8
Active

Active·Listed today

508 N Tree Garden Drive

St. Augustine, FL 32086

$424,900$144/sqftEst. $2,261/moMLS# 2155599
4
Beds
2
Baths
2,955
Sq Ft
2006
Built
2
Garage
No
Pool

About this home

St. Augustine

JUST LISTED in the Hideaway at Old Moultrie neighborhood in St Augustin! BUYER INCENTIVE: Seller offering up to $16,000 toward buyer closing costs, prepaid expenses, and/or interest rate buy-down when using Seller's preferred lender. Incentive subject to lender approval, loan program restrictions, and terms outlined in the executed contract. Great location just minutes to downtown St Augustine, with nearby beaches, shopping, restaurants and schools. Home features large bedrooms and open living spaces, additional features include: neutral colors throughout including NEW Sherwin Williams Interior Paint, NEW exterior paint, NEW carpet, NEW Water Heater, and NEW ROOF! HVAC is 2020 and 2021. Schedule your showing today!

Cost to own

Mortgage calculator

$424,900
$84,980
Loan Term
Monthly Payment
$2,160
Principal & Interest: $2,160
Est. Taxes & Insurance: $540
Estimated Total Monthly
$2,700
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,261
Property taxesest. at asking price, St. Johns County$565
HOAbilled annually$41
Estimated total, before insurance$2,867/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,946/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 16, 2026Listed$424,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$424,900
Price / Sq Ft$144
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,955
Acres0.18 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOsceola
MiddleMurray
HighPedro Menendez

Community Information

Address508 N Tree Garden Drive, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionHideaway At Old Moultrie
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size7,840.8 sq ft
Parcel Number1016510610

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo

Exterior

Lot DescriptionCul-De-Sac

Additional Information

Date ListedJuly 16, 2026
Days on Market1
HOA Fees$487 / Annually
HOA FrequencyAnnually
Tax Amount$4,945.79
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke