This home is in St. Augustine — a home near Pedro Menendez High School.
Active·18 days on market
508 N Tree Garden Drive
St. Augustine, FL 32086
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
Cul-de-sac home now available in the Hideaway at Old Moultrie neighborhood in St Augustine! Great location just minutes to downtown St Augustine, with nearby beaches, shopping, restaurants and schools. Home features cul-de-sac location with water views!, large bedrooms and open living spaces, additional features include: neutral colors throughout including NEW Sherwin Williams Interior Paint, NEW exterior paint, NEW carpet, NEW Water Heater, and NEW ROOF! HVAC is 2020 and 2021. Schedule your showing today! BUYER INCENTIVE: Seller offering up to $16,000 toward buyer closing costs, prepaid expenses, and/or interest rate buy-down when using Seller's preferred lender. Incentive subject to lender approval, loan program restrictions, and terms outlined in the executed contract.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,777 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Anastasia State Park (south lot)about 4 mi · 100 parking spaces
Closest park or preserve
Treaty Parkabout 2 mi · 1.9 mi of trails
Closest public boat ramp
Douglas C. Crane Parkabout 1 mi · Matanzas River
Closest kayak & paddleboard launch
Moultrie Bluffs – Lewis Point Park – Paddlecraft Accessabout 2 mi · Moultrie Creek
Closest youth league fields
St. Augustine Little Leagueabout 2 mi · Baseball, Softball
Closest grocery store
Walmart Supercenterabout 0.4 mi · 2355 US Highway 1 S, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,946/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 16, 2026Listed$424,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $249/sq ft; this home is listed at $144/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 304 N Hidden Tree Drive, St. Augustine, FL 32086Listed by RE/MAX SPECIALISTS | Aug 2026 | $365,000 | $142 | 4/2.5 | 2,568 | 81 | 0.2 |
| 50 Sandy Palm Trail, St. Augustine, FL 32086Listed by STA REALTY | Oct 2026 | $545,000 | $167 | 5/4.5 | 3,266 | 48 | 0.5 |
| 145 Moultrie Crossing Lane, St. Augustine, FL 32086Listed by TAH FLORIDA LLC | Oct 2026 | $400,000 | $159 | 4/3 | 2,518 | 65 | 0.9 |
| 2950 Kings Road, St. Augustine, FL 32086Listed by CHAD AND SANDY REAL ESTATE GROUP | Sep 2026 | $950,000 | $413 | 4/2 | 2,300 | 187 | 1 |
| 132 Terrapin Road, St. Augustine, FL 32086Listed by WATSON REALTY CORP | Jul 2026 | $880,000 | $330 | 4/2.5 | 2,670 | 215 | 1 |
| 2240 Shore Drive, St. Augustine, FL 32086Listed by LPT REALTY LLC | Jun 2026 | $791,900 | $249 | 4/3 | 3,183 | 25 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines