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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a pool home in Jacksonville.

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Active

Active·44 days on market

2084 Broad Oak Drive

Jacksonville, FL 32225

$325,000$267/sqftEst. $1,671/moMLS# 2155590
3
Beds
2
Baths
1,215
Sq Ft
1980
Built
2
Garage
Yes
Pool

About this home

Jacksonville

Experience ultimate freedom, privacy, and outdoor luxury in this meticulously maintained 3-bedroom, 2-bathroom pool home. Priced to sell quickly with absolutely NO HOA and NO CDD fees, this property offers a rare combination of modern convenience and a self-sufficient, sustainable lifestyle. Step inside to find a bright, open-concept floor plan designed for seamless everyday living and effortless entertaining. The spacious layout connects your main living areas with an abundance of natural light, offering a warm and inviting atmosphere that is completely move-in ready. The true star of this property is the expansive, fully fenced backyard showcasing a private sanctuary meticulously designed to cultivate your dream outdoor lifestyle. Cool off on warm Florida days in the pristine, beautifully maintained in-ground pool complete with a soothing waterfall feature, or unwind under the stars in the separate, premium 8-person hot tub spa. Relax or dine alfresco on the covered patio or inside

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,671
Principal & Interest: $1,671
Property taxes (est.): $531
Insurance (est.): $217
Estimated Total Monthly
$2,418
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,671
Property taxesest. at asking price, Duval County$531
Estimated total, before insurance$2,202/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,362/yr · $280/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,362/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,638 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 30, 2026Price change$325,000$25,000
  • Jul 17, 2026Active$350,000
  • Jul 15, 2026Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$325,000
Price / Sq Ft$267
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,215
Acres0.20 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address2084 Broad Oak Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionMonument Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size8,712 sq ft
Parcel Number1612301006

Amenities

UtilitiesCable Available, Electricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
# of Stories1
SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Rear Porch, Screened
FencingBack Yard, Wood
ConstructionVinyl Siding
Other StructuresShed(s)
Road FrontageCity Street

Additional Information

Date ListedJuly 17, 2026
Days on Market44
Tax Amount$3,362.17
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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