This home is in Jacksonville.

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Active·Listed today

2084 Broad Oak Drive

Jacksonville, FL 32225

$350,000$288/sqftEst. $1,863/moMLS# 2155590

Beds

Baths

1,215

Sq Ft

1980

Built

Garage

Yes

Pool

About this home

Jacksonville

Experience ultimate freedom, privacy, and outdoor luxury in this meticulously maintained 3-bedroom, 2-bathroom pool home. Priced to sell quickly with absolutely NO HOA and NO CDD fees, this property offers a rare combination of modern convenience and a self-sufficient, sustainable lifestyle. Step inside to find a bright, open-concept floor plan designed for seamless everyday living and effortless entertaining. The spacious layout connects your main living areas with an abundance of natural light, offering a warm and inviting atmosphere that is completely move-in ready. The true star of this property is the expansive, fully fenced backyard showcasing a private sanctuary meticulously designed to cultivate your dream outdoor lifestyle. Cool off on warm Florida days in the pristine, beautifully maintained in-ground pool complete with a soothing waterfall feature, or unwind under the stars in the separate, premium 8-person hot tub spa. Relax or dine alfresco on the covered patio or inside

Cost to own

Mortgage calculator

Home Price

$350,000

Down Payment: 20%

$70,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,779

Principal & Interest: $1,779

Est. Taxes & Insurance: $445

Estimated Total Monthly

$2,224

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,863

Property taxesest. at asking price, Duval County$571

Estimated total, before insurance$2,434/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,362/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,638 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History