This home is in eTown, Jacksonville.

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Active

Active·Listed today·eTown

10122 Koster Street

Jacksonville, FL 32256

$1,300,000$308/sqftEst. $6,919/moMLS# 2155574

Beds

Baths

4,225

Sq Ft

2023

Built

Garage

Pool

About this home

eTown

Welcome to luxury living in the Edison community of eTown! This stunning 5-bedroom, 4-bath home offers modern design, exceptional upgrades, and an unbeatable location. Built just three years ago and nestled on a quiet cul-de-sac, this home features a desirable first-floor primary suite, guest suite, flex room, oversized laundry room, and a spacious 3-car garage. The gourmet kitchen is perfect for entertaining with quality finishes and a functional layout. The primary bedroom offers a large bay window, two large walk-in closets and a relaxing, spa-like bath. Upstairs has 3 bedrooms and a large flex room perfect for the kids. Enjoy Florida living from the covered porch with a retractable screen, ideal for relaxing year-round. Located in one of Jacksonville's premier communities, eTown offers resort-style amenities and convenient access to downtown, the beaches, Southpoint, shopping, dining, and major roadways.

Cost to own

Mortgage calculator

Home Price

$1,300,000

Down Payment: 20%

$260,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$6,608

Principal & Interest: $6,608

Est. Taxes & Insurance: $1,652

Estimated Total Monthly

$8,260

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,919

Property taxesest. at asking price, Duval County$2,123

HOAbilled quarterly$119

Estimated total, before insurance$9,161/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $17,631/yr

Estimated taxes if purchased at asking price: ~$25,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,728 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 15, 2026Listed$1,300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,300,000

Price / Sq Ft$308

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage4,225

Acres0.25 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address10122 Koster Street, Jacksonville, FL 32256

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionEtown

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size10,890 sq ft

Parcel Number1677630885

ZoningResidential

Amenities

AmenitiesPool, Barbecue, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

SecuritySecurity Gate, Smoke Detector(s)