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97280 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034

$419,000
MLS# 2145394
3
Bedrooms
2
Bathrooms
1,787
Sq Ft
2018
Year Built

About This Home — 97280 HARBOR CONCOURSE Circle

LIKE NEW HOME AND NO CDD. Come tour this beautiful and meticulously maintained home in Fernandina Beach. PRIDE OF OWNERSHIP shows as soon as you step in the front door. NO CARPET! Enjoy the open floor plan and enclosed Florida Room (additional 220sf) that gives you extra space for entertaining family during the holidays. EXTRAS: Coffered Ceiling in the main living area, large island in kitchen with Quartz Countertops, built in seat in breakfast nook for extra storage, bay windows in Owners suite, and so much more thoughtful additions that is a must see. Harbor Concourse is a small community with a Park like gathering area for community events and play area for the little ones. Close to shopping, dining and the beautiful beaches of Amelia Island and Historic Downtown. Don't miss the opportunity to see this one.

Features

Price$419,000
Price / Sq Ft$234
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,787
Acres0.14 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address97280 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionHarbor Concourse
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size6,098.4 sq ft
Lot Dimensions44x110x59x110
Parcel Number292N28011500530000
ZoningPUD

Amenities

AmenitiesJogging Path, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewOther

Interior

Interior FeaturesBreakfast Nook, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Instant Hot Water, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
LaundryIn Unit

Exterior

RoofShingle
ConstructionFiber Cement, Frame, Stone Veneer
Road SurfaceAsphalt

Additional Information

Date ListedMay 15, 2026
Days on Market16
HOA Fees$690 / Annually
HOA FrequencyAnnually
Tax Amount$2,158.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$419,000
$83,800
Loan Term
Monthly Payment
$2,230
Principal & Interest: $2,230
Est. Taxes & Insurance: $558
Estimated Total Monthly
$2,788
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDAHAZEL PREUSS · hazelpreuss@gmail.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida