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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Coquina Gables, St. Augustine Beach — a home near St. Augustine High School.

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Sold

Sold·Closed Oct 16, 2026·30 days on market·Recent sales in Coquina Gables·Coquina Gables

207 B Street

St. Augustine Beach, FL 32080

$540,000sold priceListed at $549,000 · 98.4% of asking$514/sqftMLS# 2155172
3
Beds
2
Baths
1,050
Sq Ft
1994
Built
1
Garage
No
Pool

3 more homes for sale in Coquina Gables →Search Coquina Gables on the map

FEMA Zone XNo HOA4,792 sqft lotSingle Family Residence1 story

About this home

Coquina Gables

Welcome to your slice of paradise in the heart of St. Augustine Beach, just two blocks from the Atlantic Ocean and some of the area's most desired attractions. This nicely updated 3-bedroom, 2-bath is one of the best deals in St.Augustine Beach. Inside, you'll find a comfortable living space with vaulted ceilings, an updated kitchen, and a real wood-burning fireplace. Major updates have already been taken care of, including a brand new metal roof August 2026, a full repipe in 2025, new HVAC in 2024, fresh paint inside and out, and a new 8-foot privacy fence just to name a few. The backyard is full of potential and ready for its next owner to make it their own. Already connected to sewer, the property is ready for a future pool and the existing deck offers a place to unwind, grill, or gather with friends, while the rear gate provides easy access toward the beach.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,991
Property taxesest. at asking price, St. Johns County$719
Estimated total, before insurance$3,710/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,012/yr · $584/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$540,000
$108,000
Loan Term
Monthly Payment
$2,991
Principal & Interest: $2,991
Property taxes (est.): $719
Insurance (est.): $360
Estimated Total Monthly
$4,070
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Public water · St Johns County Utilities - water accounts

Municipal drinking water from St Johns County Utilities - water accounts per the county inventory.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,495 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,012/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Closed$549,000
  • Sep 8, 2026Pending$549,000
  • Sep 3, 2026Active Under Contract$549,000
  • Jul 13, 2026Listed$549,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $452/sq ft; this home is listed at $523/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
209 C Street, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKJun 2026$539,000$5552/2971940
303 D Street, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJan 2026$580,000$4523/21,28460.1
413 A Street, St. Augustine Beach, FL 32080Listed by FIV REALTY CO FLORIDA LLCJun 2025$425,000$3742/11,136440.2
509 F Street, St. Augustine, FL 32080Listed by COLDWELL BANKER VANGUARD REALTYSep 2025$540,000$4063/21,330100.4
494 Acacia Street, St. Augustine Beach, FL 32080Listed by HERRON REAL ESTATE LLCOct 2025$460,000$4733/29721050.6
493 Pyrus Street, St. Augustine, FL 32080Listed by WATSON REALTY CORPJul 2026$495,000$4442/21,116160.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,000
Price / Sq Ft$523
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,050
Acres0.11 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address207 B Street, St. Augustine Beach, FL 32080
Area331-St Augustine Beach
SubdivisionCoquina Gables
CitySt. Augustine Beach
CountySt. Johns
StateFL
Zip Code32080
Lot Size4,791.6 sq ft
Parcel Number1711200000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Patio / PorchDeck
FencingBack Yard
ConstructionFrame, Stucco

Additional Information

Date ListedJuly 13, 2026
Days on Market30
Tax Amount$7,012.01
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENDLESS SUMMER REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Coquina Gables

Coquina Gables is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Coquina Gables homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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