This home is in St. Augustine Beach.
Active·Listed today
207 B Street
St. Augustine Beach, FL 32080
About this home
St. Augustine Beach
NEW METAL ROOF BEING INSTALLED WITHIN TWO WEEKS!! Welcome to your slice of paradise in the heart of St. Augustine Beach, just two blocks from the Atlantic Ocean and some of the area's most desired attractions. This nicely updated 3-bedroom, 2-bath is one of the best deals in St.Augustine Beach. Inside, you'll find a comfortable living space with vaulted ceilings, an updated kitchen, and a real wood-burning fireplace. Major updates have already been taken care of, including a full repipe in 2025, new HVAC in 2024, fresh paint inside and out, and a new 8-foot privacy fence just to name a few. The backyard is full of potential and ready for its next owner to make it their own. Already connected to sewer, the property is ready for a future pool and the existing deck offers a place to unwind, grill, or gather with friends, while the rear gate provides easy access toward the beach.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,012/yr
Estimated taxes if purchased at asking price: ~$8,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Public water · St Johns County Utilities - water accounts
Municipal drinking water from St Johns County Utilities - water accounts per the county inventory.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,495 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 13, 2026Listed$549,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ENDLESS SUMMER REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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