Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·22 days on market

433 Ponce Boulevard

Jacksonville, FL 32218

$332,904$189/sqftEst. $1,697/moMLS# 2154722

Beds

Baths

1,759

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

*SELLER OFFERING $5K TOWARDS BUYER CC W/ AN ACCEPTED LIST PRICE OFFER!* Step into your DREAM HOME with this stunning, Newly constructed Dahlia Floor Plan - where modern living meets exceptional value! This beautifully designed 4-bed, 2-bath residence showcases quality craftsmanship & a bright, open-concept layout perfect for both everyday living & entertaining. At the heart of the home, the stylish kitchen features Brand New SS appliances, including a refrigerator, range, mounted microwave & dishwasher. Elegant granite countertops, full overlay cabinetry, a spacious island, breakfast bar & recessed lighting create a space that is as functional as it is inviting. The private owner's suite offers a relaxing retreat, complete w/ a double-sink vanity & a generous walk-in closet. Throughout the home, you'll find durable, wood-look luxury vinyl flooring, providing both style & easy maintenance. The spacious backyard is fully fenced & ready for your fur babies or outdoor entertaining!...

Cost to own

Mortgage calculator

Home Price

$332,904

Down Payment: 20%

$66,581

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,697

Principal & Interest: $1,697

Property taxes (est.): $544

Insurance (est.): $222

Estimated Total Monthly

$2,463

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,697

Property taxesest. at asking price, Duval County$544

Estimated total, before insurance$2,241/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$372,053	$280,937	—
2024	$30,591	$26,089	—
2023	$321,298	$271,298	—
2023	$28,215	$23,718	—
2022	$289,757	$172,252	—
2022	$28,215	$21,562	—

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,530 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History