This home is in Brandon Lakes Townhomes, St. Augustine.

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Active·7 days on market·Brandon Lakes Townhomes

68 Mellowood Lane

St. Augustine, FL 32092

$319,750$221/sqftEst. $1,702/moMLS# 2154524

Beds

Baths

1,445

Sq Ft

2024

Built

Garage

Pool

About this home

Brandon Lakes Townhomes

Discover the perfect blend of modern living and community charm in this nearly new townhome located in the sought-after SilverLeaf community of St. Johns County. Built in 2024, this meticulously designed Dream Finders Egret floor plan boasts 3 bedrooms, 2.5 bathrooms, approximately 1,445 SQFT of stylish living space. The open-concept layout seamlessly integrates the kitchen, dining, and living areas, providing an ideal setting for both daily life and entertaining guests. Step into a well-appointed kitchen that features contemporary appliances, a gas range, ample cabinetry, pantry, and a spacious center island with seating, making it the heart of your home. Upstairs, you'll find a relaxing primary suite complete with a double sink vanity, along with two additional bedrooms and a full bath, offering versatile options for guests, family, or even a home office. A convenient second floor laundry room tucks away nicely and is complete with hidden storage. Enhancing the home's functionality

Cost to own

Mortgage calculator

Home Price

$319,750

Down Payment: 20%

$63,950

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,625

Principal & Interest: $1,625

Est. Taxes & Insurance: $406

Estimated Total Monthly

$2,032

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,702

Property taxesest. at asking price, St. Johns County$425

HOAbilled quarterly$116

Estimated total, before insurance$2,243/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $729,400 in July 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$275,692	$275,692	—
2024	$68,000	$68,000	—
2023	$68,000	$66,000	—
2022	$60,000	$60,000	▼ $46,400

2025 property taxes (current owner): $4,047/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Listed$319,750

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$319,750

Price / Sq Ft$221

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,445

Total Structure Area1,836 sq ft

Acres0.05 acres

Year Built2024

TypeResidential

Sub-TypeTownhouse

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Direction FacesNorthwest

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address68 Mellowood Lane, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionBrandon Lakes Townhomes

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size2,178 sq ft

Parcel Number0279711120

ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, ENERGY STAR Qualified Water Heater, Gas Range, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric, Split System, Zoned

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryIn Unit

SecuritySmoke Detector(s)