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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Brandon Lakes Townhomes, St. Augustine — a home near Tocoi Creek High School.

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Active·105 days on market·Brandon Lakes Townhomes

68 Mellowood Lane

St. Augustine, FL 32092

$315,900$219/sqftEst. $1,736/mo mortgageMLS# 2154524
↓ $3,850 below original list
3
Beds
2.5
Baths
1,445
Sq Ft
2024
Built
1
Garage
No
Pool

3 more homes for sale in Brandon Lakes Townhomes →Search Brandon Lakes Townhomes on the map

FEMA Zone XHOA $116/mo2,178 sqft lotTownhouse2 stories

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About this home

Brandon Lakes Townhomes

Discover the perfect blend of modern living and community charm in this nearly new townhome located in the sought-after SilverLeaf community of St. Johns County. Built in 2024, this meticulously designed Dream Finders Egret floor plan boasts 3 bedrooms, 2.5 bathrooms, approximately 1,445 SQFT of stylish living space. The open-concept layout seamlessly integrates the kitchen, dining, and living areas, providing an ideal setting for both daily life and entertaining guests. Step into a well-appointed kitchen that features contemporary appliances, a gas range, ample cabinetry, pantry, and a spacious center island with seating, making it the heart of your home. Upstairs, you'll find a relaxing primary suite complete with a double sink vanity, along with two additional bedrooms and a full bath, offering versatile options for guests, family, or even a home office. A convenient second floor laundry room tucks away nicely and is complete with hidden storage. Enhancing the home's functionality

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,736
Property taxesest. at asking price, St. Johns County$420
HOAbilled quarterly$116
Estimated total, before insurance$2,272/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,047/yr · $337/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$315,900
$63,180
Loan Term
Monthly Payment
$1,736
Principal & Interest: $1,736
Property taxes (est.): $420
Insurance (est.): $211
Estimated Total Monthly
$2,367
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:32 AM, sunset 6:48 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $729,400 in July 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$275,692$275,692—
2024$68,000$68,000—
2023$68,000$66,000—
2022$60,000$60,000▼ $46,400

2025 property taxes (current owner): $4,047/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 2, 2026Price change$315,900−$600
  • Aug 31, 2026Price change$316,500−$2,500
  • Aug 17, 2026Price change$319,000−$750
  • Jul 9, 2026Listed$319,750

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
222 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$386,035$2262/21,709840.7
359 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$381,990$2242/21,709870.8
373 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$355,000$2082/21,70900.8
367 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$369,286$2162/21,70900.8
351 Swaying Tree Avenue, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$402,343$2352/21,70900.8
85 Sweet Honey Lane, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$383,990$2252/21,709960.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$315,900
Price / Sq Ft$219
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,445
Total Structure Area1,836 sq ft
Acres0.05 acres
Year Built2024
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

Zoned elementaryMagnolia Oaks Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryWards Creek
Reported middlePacetti Bay
Reported highTocoi Creek
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address68 Mellowood Lane, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionBrandon Lakes Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size2,178 sq ft
Parcel Number0279711120
ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, ENERGY STAR Qualified Water Heater, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric, Split System, Zoned
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionDead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened
RoofShingle
ConstructionComposition Siding

Additional Information

Date ListedJuly 9, 2026
Days on Market104
HOA Fees$348 / Quarterly
HOA FrequencyQuarterly
HOA NameAlsop Property Management
HOA Fee IncludesMaintenance Grounds
Tax Amount$4,047.18
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SHOE REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Brandon Lakes Townhomes

Brandon Lakes Townhomes is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Brandon Lakes Townhomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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