This home is in Atlantic Beach — a home near Duncan U. Fletcher High School.
Sold·Closed Aug 4, 2026·4 days on market·Recent sales in Atlantic Beach
1374 Main Street
Atlantic Beach, FL 32233
About this home
Atlantic Beach
Completely renovated Atlantic Beach duplex (right side) ready for its new owners! Spanning two stories of beautifully updated living space, this turnkey property features a newer roof (3 yrs.), central A/C system (8 yrs.), water heater (8.5 years), water softener (2 yrs.), NEW windows, a NEW fence, and a washer and dryer. The interior boasts an updated kitchen w/ SS appliances, luxury vinyl plank flooring throughout, and a light-filled sun room. Enjoy the peaceful outdoors roasting marshmallows on your fire pit or relaxing on the patio. Rinse off at the outside hot water shower after a day at the beach. Located in a prime Atlantic Beach neighborhood with zero HOA fees, this home offers close proximity to the beach (just a short 10 minute bike ride to the beach & a bike path going to Plaza), local schools, and bars & restaurants (Bedlam, Brewhound, Gray Matter, Egg Boy, and more). Ideal for first-time buyers, down-sizers, or savvy investors. Schedule your private showing today!
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1981)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · Public water (record)
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,644 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $154,105 | $102,819 | — |
| 2023 | $148,368 | $98,368 | — |
| 2022 | $125,613 | $109,511 | — |
| 2021 | $99,556 | $99,556 | — |
| 2020 | $96,473 | $34,397 | — |
2025 property taxes (current owner): $2,781/yr
Estimated taxes if purchased at asking price: ~$6,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Aug 4, 2026Closed$300,000
- Jul 13, 2026Active Under Contract$300,000
- Jul 9, 2026Listed$300,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $270/sq ft; this home is listed at $335/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 836 Cavalla Road, Atlantic Beach, FL 32233Listed by RIVER CITY REALTY | Jun 2026 | $291,000 | $258 | 2/1.5 | 1,128 | 141 | 0.8 |
| 750 Cavalla Road, Atlantic Beach, FL 32233Listed by HASSLE-FREE REALTY LLC | Aug 2026 | $285,000 | $270 | 2/1.5 | 1,056 | 54 | 0.9 |
| 2005 Florida Boulevard, Neptune Beach, FL 32266Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $380,000 | $373 | 2/1.5 | 1,020 | 14 | 1 |
| 1810 Sevilla Boulevard W 307, Atlantic Beach, FL 32233Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $288,500 | $334 | 1/1 | 864 | 314 | 1.3 |
| 1050 Assisi Lane, Jacksonville, FL 32233Listed by RIVER CITY REALTY | Oct 2025 | $210,000 | $260 | 2/1 | 808 | 90 | 1.3 |
| 791 Assisi Lane 2105, Jacksonville, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $162,000 | $151 | 3/1.5 | 1,074 | 29 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Atlantic Beach
For Sale45 Donner Road CAtlantic Beach, FL 32233
3 bd · 2.5 ba · 1,768 sq ft
$580,000Est. $3,087/moNEW GREAT PRICE! This stunning 2023 townhome offers modern finishes, thoughtful upgrades, and an oversized 1-car…
Listing Office: kst group llc
For RentLease
397 Ahern StreetAtlantic Beach, FL 32233
2 bd · 1.5 ba · 976 sq ft
$3,500/moWelcome to 397 Ahern Street in Atlantic Beach -- a great opportunity to lease a fully renovated, freshly painted…
Listing Office: christie's international real estate first coast
For RentLease
25 10th StreetAtlantic Beach, FL 32233
2 bd · 2.5 ba · 1,088 sq ft
$2,975/moThis expansive beachfront residence in Atlantic Beach, FL offers 20 bedrooms and 2.5 bathrooms with direct ocean views…
Listing Office: florida homes realty & mortgage property management
For RentLease
1065 Stocks StreetAtlantic Beach, FL 32233
2 bd · 1 ba · 924 sq ft
$1,700/mo1.5 mls from the Beach 2/1 townhome on quiet cul-de-sac. Big eat-in kitchen with plenty of cabinets, living/dining room…
Listing Office: virtual homes realty
Keep looking
Similar homes in Atlantic Beach
Explore the area
More in Atlantic Beach
Atlantic Beach guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines