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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Neptune Beach.

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Sold

$199,000Sold2 bd · 1.5 ba · 896 sq ft

Sold·Closed Mar 12, 2026·15 days on market·Recent sales in Neptune Beach

2513 Waters Edge Drive

Neptune Beach, FL 32266

This home is back on the market (Active Under Contract) at $288,000. See the current listing →

$199,000sold priceListed at $269,000 · 74% of asking$222/sqftMLS# 2128183
2
Beds
1.5
Baths
896
Sq Ft
1980
Built
—
Garage
No
Pool
No HOA1,307 sqft lotTownhouse2 stories

About this home

Neptune Beach

Wow!! What a great opportunity to live in Neptune Beach with spectacular views of the sunsets from your screened-in balcony overlooking the intracoastal waterway. This little townhome is a gem and with some interior renovating, would make the perfect beach home. This would be a great project for someone who is handy or an investor as major systems are in good shape, Roof 2022, HVAC 2019, replumbed in 2021. This unit has 2 bedrooms and 1 bath upstairs with the living, dining, kitchen & 1/2 bath downstairs. There is a utility room off of the kitchen that houses the washer & dryer. A screened in back porch and fenced in back yard. No HOA and no CDD! This unit comes with 2 designated parking spots. What a fabulous location as this townhome is located right across from the intracoastal waterway in Neptune Beach! Start living the beach life today at a price that can't be beat! Listing Broker is related to seller. *Selling AS IS, Seller making no repairs, no assigns, no sight unseen offers.*

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,085
Property taxesest. at asking price, Duval County$325
Estimated total, before insurance$1,410/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,700 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:39 AM, sunset 6:39 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$147,317$0—
2024$137,661$0—
2023$141,555$0—
2022$133,561$0—
2021$119,063$0—
2020$101,908$0—

2025 property taxes (current owner): $339/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $296/sq ft; this home is listed at $222/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2005 Florida Boulevard, Neptune Beach, FL 32266Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$380,000$3732/1.51,020140.3
2005 Florida Boulevard, Neptune Beach, FL 32266Listed by NON MLS (realMLS)Dec 2025$222,000$2182/1.51,02000.4
836 Cavalla Road, Atlantic Beach, FL 32233Listed by RIVER CITY REALTYJun 2026$291,000$2582/1.51,1281410.7
828 Cavalla Road, Atlantic Beach, FL 32233Listed by EXIT 1 STOP REALTYMar 2026$313,000$2962/1.51,056310.7
750 Cavalla Road, Atlantic Beach, FL 32233Listed by HASSLE-FREE REALTY LLCAug 2026$285,000$2702/1.51,056540.8
1374 Main Street, Atlantic Beach, FL 32233Listed by MOMENTUM REALTYAug 2026$305,000$3402/1.589640.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$269,000
Price / Sq Ft$300
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage896
Acres0.03 acres
Year Built1980
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2513 Waters Edge Drive, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionNeptune Beach
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size1,306.8 sq ft
Parcel Number1775320507

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewIntracoastal, Trees/Woods, Water

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Concrete
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Exterior FeaturesBalcony
Patio / PorchRear Porch, Screened
FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionFrame, Stucco, Wood Siding
Road SurfaceGravel
Road FrontageEasement

Additional Information

Date ListedFebruary 2, 2026
Days on Market15
Tax Amount$338.6
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MERO REALTY

Sold by: NETWORTH REALTY OF JACKSONVILLE, LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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