This home is in Neptune Beach.
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$199,000Sold2 bd · 1.5 ba · 896 sq ft
Sold·Closed Mar 12, 2026·15 days on market·Recent sales in Neptune Beach
2513 Waters Edge Drive
Neptune Beach, FL 32266
This home is back on the market (Active Under Contract) at $288,000. See the current listing →
About this home
Neptune Beach
Wow!! What a great opportunity to live in Neptune Beach with spectacular views of the sunsets from your screened-in balcony overlooking the intracoastal waterway. This little townhome is a gem and with some interior renovating, would make the perfect beach home. This would be a great project for someone who is handy or an investor as major systems are in good shape, Roof 2022, HVAC 2019, replumbed in 2021. This unit has 2 bedrooms and 1 bath upstairs with the living, dining, kitchen & 1/2 bath downstairs. There is a utility room off of the kitchen that houses the washer & dryer. A screened in back porch and fenced in back yard. No HOA and no CDD! This unit comes with 2 designated parking spots. What a fabulous location as this townhome is located right across from the intracoastal waterway in Neptune Beach! Start living the beach life today at a price that can't be beat! Listing Broker is related to seller. *Selling AS IS, Seller making no repairs, no assigns, no sight unseen offers.*
Next steps in Neptune Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,700 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvdabout 2 mi · 50 parking spaces
Closest park or preserve
Dutton Island Preserveabout 1 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 2 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Tide Views Preserve Canoe Landing (Long Portage!)about 0.4 mi · Pablo Creek
Closest youth league fields
Donner Park & Gail Baker Community Centerabout 1 mi · Football, Soccer
Closest grocery store
Aldiabout 0.8 mi · 1209 Atlantic Boulevard, Neptune Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:39 AM, sunset 6:39 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $147,317 | $0 | — |
| 2024 | $137,661 | $0 | — |
| 2023 | $141,555 | $0 | — |
| 2022 | $133,561 | $0 | — |
| 2021 | $119,063 | $0 | — |
| 2020 | $101,908 | $0 | — |
2025 property taxes (current owner): $339/yr
Estimated taxes if purchased at asking price: ~$3,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $296/sq ft; this home is listed at $222/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2005 Florida Boulevard, Neptune Beach, FL 32266Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $380,000 | $373 | 2/1.5 | 1,020 | 14 | 0.3 |
| 2005 Florida Boulevard, Neptune Beach, FL 32266Listed by NON MLS (realMLS) | Dec 2025 | $222,000 | $218 | 2/1.5 | 1,020 | 0 | 0.4 |
| 836 Cavalla Road, Atlantic Beach, FL 32233Listed by RIVER CITY REALTY | Jun 2026 | $291,000 | $258 | 2/1.5 | 1,128 | 141 | 0.7 |
| 828 Cavalla Road, Atlantic Beach, FL 32233Listed by EXIT 1 STOP REALTY | Mar 2026 | $313,000 | $296 | 2/1.5 | 1,056 | 31 | 0.7 |
| 750 Cavalla Road, Atlantic Beach, FL 32233Listed by HASSLE-FREE REALTY LLC | Aug 2026 | $285,000 | $270 | 2/1.5 | 1,056 | 54 | 0.8 |
| 1374 Main Street, Atlantic Beach, FL 32233Listed by MOMENTUM REALTY | Aug 2026 | $305,000 | $340 | 2/1.5 | 896 | 4 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MERO REALTY
Sold by: NETWORTH REALTY OF JACKSONVILLE, LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Mar 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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