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This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·Listed today

6991 Sandperch Street

Jacksonville, FL 32244

$374,990$151/sqftEst. $1,912/moMLS# 2154006

Beds

Baths

2,483

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Welcome to the Tybee, a spacious two-story home thoughtfully crafted with a charming Traditional elevation and the timeless Classic Sarsaparilla Design Package. The heart of the home is the beautifully appointed kitchen, featuring a large center island, rich sarsaparilla cabinetry, quartz countertops, a classic white subway tile backsplash, and Whirlpool stainless-steel appliances. Flowing effortlessly into the café and gathering room, this open-concept layout is perfect for everyday living and entertaining. The main level offers the primary living spaces along with a convenient guest bedroom, while upstairs you'll find the private owner's suite, three additional bedrooms, two full bathrooms, and a versatile loft ideal for work or play. Adding even more value, the Move-In Ready Package includes a Whirlpool refrigerator, washer, dryer, and blinds throughout the home. Don't miss your opportunity to make the Tybee yours--schedule your private tour today!

Cost to own

Mortgage calculator

Home Price

$374,990

Down Payment: 20%

$74,998

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,912

Principal & Interest: $1,912

Property taxes (est.): $612

Insurance (est.): $250

Estimated Total Monthly

$2,774

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,912

Property taxesest. at asking price, Duval County$612

HOAbilled annually$34

Estimated total, before insurance$2,558/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,109/yr · $92/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$60,000	$60,000	—

2025 property taxes (current owner): $1,109/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,717 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 29, 2026Active$374,990
Jul 21, 2026Pending$374,990
Jul 6, 2026Listed$374,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$374,990

Price / Sq Ft$151

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,483

Acres0.28 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

New ConstructionYes

School Information

MiddleSelect One

Community Information

Address6991 Sandperch Street, Jacksonville, FL 32244

Area056-Yukon/Wesconnett/oak Hill

SubdivisionWells Landing

CityJacksonville

CountyDuval

StateFL

Zip Code32244

Lot Size12,196.8 sq ft

Parcel Number0983750165

Amenities

AmenitiesPark, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond, Other

Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Other

AppliancesOther, Dishwasher, Dryer, Electric Range, Gas Range, Microwave, Refrigerator, Washer

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Upper Level, Washer Hookup