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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Oct 9, 2026·85 days on market·Recent sales in Jacksonville

4643 Barnes Road

Jacksonville, FL 32207

$495,000sold priceListed at $700,000 · 70.7% of asking$421/sqftMLS# 2153935
10
Beds
12.5
Baths
1,176
Sq Ft
1989
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1,742 sqft lotMulti Family2 stories

About this home

Jacksonville

This property is one of five townhomes in the same building. All five are being sold together. 4641, 4643, 4645, 4647 & 4649 Barnes Road. Each townhome is a 2 bedroom 2.5 bath, 2-story unit, with entrance on the first, street level. Each townhome has a fireplace, refrigerator, range, dishwasher and washer and dryer hookup. Great central, Jacksonville location near bus lines, I-95, Memorial Hospital, walkable to public schools, and shopping.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,720
Property taxesest. at asking price, Duval County$808
Estimated total, before insurance$3,529/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,600/yr · $217/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,538 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:37 AM, sunset 6:44 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$128,911$114,170—
2023$130,666$103,791—
2022$125,821$94,356—
2021$107,609$85,779—
2020$77,981$77,981—

2025 property taxes (current owner): $2,600/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Oct 11, 2026Closed$700,000
  • Sep 18, 2026Pending$700,000
  • Sep 1, 2026Active$700,000
  • Aug 18, 2026Active Under Contract$700,000
  • Aug 7, 2026Price change$700,000−$163,000
  • Jul 6, 2026Listed$863,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $327/sq ft; this home is listed at $595/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3564 Fleet Street, Jacksonville, FL 32207Listed by NEFLA NETWORK REALTYMay 2025$306,000$3273/2936402.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$700,000
Price / Sq Ft$595
Bedrooms10
Bathrooms12.50
Full Baths10
Half Baths5
Square Footage1,176
Acres0.04 acres
Year Built1989
TypeResidential Income
Sub-TypeMulti Family
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryEnglewood
MiddleSouthside
HighEnglewood

Community Information

Address4643 Barnes Road, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionPine Villas
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size1,742.4 sq ft
Parcel Number1527010504
ZoningCommercial/Residential/Office

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Separate Electric Meters, Separate Water Meters, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces5
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionIrregular Lot
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 6, 2026
Days on Market85
Tax Amount$2,600.18
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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