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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Lake Mandarin, Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Jul 24, 2026·7 days on market·Recent sales in Lake Mandarin·Lake Mandarin

3413 Sarah Spaulding Court

Jacksonville, FL 32223

$236,400sold priceListed at $250,000 · 94.6% of asking$141/sqftMLS# 2153692
3
Beds
2
Baths
1,676
Sq Ft
1979
Built
2
Garage
No
Pool

14 more homes for sale in Lake Mandarin →Search Lake Mandarin on the map

FEMA Zone XHOA $26/mo3,920 sqft lotSingle Family Residence1 story

About this home

Lake Mandarin

Welcome to this charming patio home in the serene neighborhood of Lake Mandarin, known for its natural spring-fed lakes and picturesque walking paths. This lovely 3-bedroom, 2-bathroom, 1,676-square-foot home offers a bright and airy feel with an adorable enclosed patio, perfect for relaxing with abundant natural light from sliding glass doors. With a low-maintenance/minimal yard upkeep, it's a perfect blend of convenience and charm. A little TLC will make this gem shine--don't miss the chance to make it your own!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,309
Property taxesest. at asking price, Duval County$386
HOAbilled annually$26
Estimated total, before insurance$1,721/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,570/yr · $214/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$236,400
$47,280
Loan Term
Monthly Payment
$1,309
Principal & Interest: $1,309
Property taxes (est.): $386
Insurance (est.): $158
Estimated Total Monthly
$1,853
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$261,553$115,037▲ $10,000
2024$251,877$111,088▼ $107
2023$259,940$106,397▲ $21,777
2022$228,932$101,842▲ $23,900
2021$173,714$96,826▲ $9,916
2020$158,737$94,799▲ $4,897

2025 property taxes (current owner): $2,570/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 28, 2026Closed$250,000
  • Jul 11, 2026Pending$250,000
  • Jul 3, 2026Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $149/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3407 Fairbanks Grant Road N, Jacksonville, FL 32223Listed by SUMMER BREEZE REALTYSep 2026$317,000$2083/21,527950
3342 Sarah Spaulding Drive, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$375,000$2234/21,681580.1
3401 Parson Court, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$289,000$1913/21,517540.1
3504 Cormorant Branch Court, Jacksonville, FL 32223Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$302,500$2462/21,228600.1
3386 Laurel Grove S, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCSep 2026$335,000$2423/21,382200.2
3658 Hampton Glen Place, Jacksonville, FL 32257Listed by WATSON REALTY CORPSep 2026$355,000$2293/21,55010.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$250,000
Price / Sq Ft$149
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,676
Acres0.09 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryCrown Point
MiddleMandarin

Community Information

Address3413 Sarah Spaulding Court, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionLake Mandarin
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size3,920.4 sq ft
Parcel Number1564112672
ZoningPUD

Amenities

AmenitiesTennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
SecuritySmoke Detector(s)

Exterior

RoofShingle
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 3, 2026
Days on Market7
HOA Fees$310.99 / Annually
HOA FrequencyAnnually
HOA NameElim Services
Tax Amount$2,570.06
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Lake Mandarin

Lake Mandarin is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.

View all Lake Mandarin homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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