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Sold

Sold·Closed Sep 9, 2026·32 days on market·Recent sales in Atlantic Beach

1455 Begonia Street

Atlantic Beach, FL 32233

$242,000sold priceListed at $259,000 · 93.4% of asking$230/sqftMLS# 2153583

Beds

Baths

1,050

Sq Ft

1989

Built

Garage

Pool

FEMA Zone XNo HOASingle Family Residence1 story

About this home

Atlantic Beach

Hot flip opportunity in the Atlantic Beach area! The layout offers the opportunity to convert the home into a 3/2 to boost value, making it primed for a profitable renovation. This 2/1 home offers 1,050 sq ft of living space and 1,320 gross sq ft, featuring a garage, a massive sunroom, a functional layout, and excellent value-add potential. With a 2012 roof and a new fence installed in 2021, several key updates have already been completed. Conveniently located near the beach, shopping, dining, and major roadways, this is a great opportunity for investors looking to maximize returns. Perfect for investors or anyone looking to renovate and create their own vision!

Next steps in Atlantic Beach

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,330

Property taxesest. at asking price, Duval County$395

Estimated total, before insurance$1,725/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — 2012 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,614 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Atlantic Beach 18th Street lot
about 2 mi · 40 parking spaces
Closest park or preserve
Dutton Island Preserve
about 0.4 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)
about 1 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Dutton Island Park & Preserve – South Kayak Launch
about 0.6 mi · Pablo Creek
Closest youth league fields
Donner Park & Gail Baker Community Center
about 0.5 mi · Football, Soccer
Closest grocery store
Aldi
about 1 mi · 1209 Atlantic Boulevard, Neptune Beach

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$250,929	$34,513	—
2024	$240,445	$32,692	—
2023	$231,838	$30,138	—
2022	$198,413	$32,159	—
2021	$149,542	$29,752	—
2020	$145,570	$28,644	—

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

Sep 9, 2026Closed$259,000
Sep 8, 2026Pending$259,000
Aug 11, 2026Active Under Contract$259,000
Jul 23, 2026Price change$259,000−$10,000
Jul 14, 2026Price change$269,000−$6,000
Jul 2, 2026Listed$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $315/sq ft; this home is listed at $247/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
1145 Stocks Street, Atlantic Beach, FL 32233Listed by WHOLESALE REALTY LLC	Sep 2026	$415,000	$379	3/2	1,096	13	0.2
1065 Hibiscus Street, Atlantic Beach, FL 32233Listed by FLUID REALTY, LLC.	Oct 2026	$360,000	$315	3/2	1,144	1	0.3
1109 Hibiscus Street, Atlantic Beach, FL 32233Listed by HOVER GIRL PROPERTIES	Jun 2026	$350,000	$272	2/2	1,287	66	0.3
410 Main Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY	Aug 2026	$371,500	$332	3/2	1,119	4	0.5
2009 Chelwood Court, Jacksonville, FL 32233Listed by ROUND TABLE REALTY	Oct 2026	$352,000	$301	3/2	1,170	5	0.7
43 Forrestal Circle N, Atlantic Beach, FL 32233Listed by SELLSTATE JAX REALTY	Aug 2026	$350,000	$258	2/1.5	1,355	123	0.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$259,000

Price / Sq Ft$247

Bedrooms2

Bathrooms1.00

Full Baths1

Square Footage1,050

Year Built1989

TypeResidential

Sub-TypeSingle Family Residence

StatusClosed

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

This listingNo schools reported in the MLS

ElementaryAtlantic Beach, reported on 62 other Atlantic Beach listings

MiddleMayport, reported on 53 other Atlantic Beach listings

HighDuncan Fletcher, reported on 69 other Atlantic Beach listings

County schoolsJacksonville Area Schools

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1455 Begonia Street, Atlantic Beach, FL 32233

Area233-Atlantic Beach-West

SubdivisionAtlantic Beach

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Parcel Number171082-0000

Amenities

UtilitiesSewer Connected, Water Connected

Water SourceOther

ParkingGarage

Interior

AppliancesDishwasher, Electric Range, Refrigerator

HeatingCentral

CoolingCentral Air

# of Stories1

Additional Information

Date ListedJuly 2, 2026

Days on Market32

Listing TermsCash, Conventional, FHA, Private Financing Available, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: 1 REALTY CORP

Sold by: 1 REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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