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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach.

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Sold

Sold·Closed Jun 27, 2026·1 day on market·Recent sales in Atlantic Beach

2334 Beachcomber Trail

Atlantic Beach, FL 32233

$1,100,000sold priceListed at $1,100,000 · 100% of asking$478/sqftMLS# 2152639
3
Beds
2
Baths
2,300
Sq Ft
1987
Built
2
Garage
No
Pool
FEMA Zone XHOA $108/mo13,939 sqft lotSingle Family Residence1 story

About this home

Atlantic Beach

Welcome to this 3 Bedroom plus den home with opportunity in the sought-after Ocean Walk community of Atlantic Beach. Situated on an oversized lot, this one-story home offers endless possibilities, whether you choose to renovate and create your ideal coastal retreat, or start fresh and build the dream home you've always envisioned. Opportunities at this price point in Ocean Walk are increasingly rare, making this a compelling investment. The home has great bones, with soaring vaulted ceilings in both the great room and the primary bedroom, creating an open, airy feel throughout. Each room lives large, and the expansive lot offers ample room to expand and enhance the property, truly making it your own. Ideally located close to the entrance of Ocean Walk, residents enjoy access to a community pool and a private beach walkover leading directly to the shores of AB. Here's your chance to create exactly what you want in a location that rarely becomes available at this price point! Sold As-IS

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,093
Property taxesest. at asking price, Duval County$1,796
HOAbilled annually$108
Estimated total, before insurance$7,997/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,644/yr · $387/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,100,000
$220,000
Loan Term
Monthly Payment
$6,093
Principal & Interest: $6,093
Property taxes (est.): $1,796
Insurance (est.): $733
Estimated Total Monthly
$8,622
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,650 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$875,638$260,492—
2024$914,428$252,444▼ $123
2023$846,029$243,635—
2022$677,225$235,083—
2021$519,428$226,780—
2020$493,467$222,959—

2025 property taxes (current owner): $4,644/yr

Estimated taxes if purchased at asking price: ~$21,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 3, 2026Closed$1,100,000
  • Jul 15, 2026Pending$1,100,000
  • Jun 26, 2026Listed$1,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $554/sq ft; this home is listed at $478/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2009 Vela Norte Circle, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCOct 2026$1,575,000$5544/3.52,84420.4
2081 Vela Norte Circle, Atlantic Beach, FL 32233Listed by KST GROUP LLCOct 2026$910,000$3543/2.52,570160.4
2028 Selva Madera Court, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$1,075,000$4433/2.52,427130.4
355 19th Street, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCAug 2026$1,035,000$5603/21,849850.5
1918 Oak Circle, Atlantic Beach, FL 32233Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJun 2026$1,350,000$5503/22,454830.5
1875 Live Oak Lane, Atlantic Beach, FL 32233Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJul 2026$1,250,000$5743/2.52,1771330.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,100,000
Price / Sq Ft$478
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,300
Acres0.32 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryAtlantic Beach

Community Information

Address2334 Beachcomber Trail, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionOcean Walk
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size13,939.2 sq ft
Parcel Number1694630074
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan
AppliancesDryer, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
Window FeaturesSkylight(s)

Additional Information

Date ListedJune 26, 2026
Days on Market1
HOA Fees$1,300 / Annually
HOA FrequencyAnnually
Tax Amount$4,643.72
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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