Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

Photo 1 / 50
Sold

Sold·Closed Aug 3, 2026·21 days on market·Recent sales in Jacksonville

3057 Donato Drive N

Jacksonville, FL 32226

$499,700sold priceListed at $499,700 · 100% of asking$269/sqftMLS# 2152241
4
Beds
2
Baths
1,857
Sq Ft
1981
Built
4
Garage
Yes
Pool
FEMA Zone AENo HOAWaterfrontSingle Family Residence1 story

About this home

Jacksonville

Discover the ultimate waterfront lifestyle in this exceptional 4-bedroom, 2-bath home on a spacious gated lot with breathtaking marsh and water views. This unique property offers incredible flexibility for a variety of living arrangements. The main residence features multiple living areas, spacious bedrooms, and a flexible floor plan designed for comfortable living. Just off the dining room, a large enclosed screened sunroom provides year-round enjoyment and opens to a covered patio overlooking the private backyard retreat with a pool, fire pit, and stunning sunsets. The charming detached cottage includes a full kitchen and bath, ideal for multigenerational living, extended-stay guests, or a private home office. The oversized detached garage accommodates up to 4 vehicles or RV parking and offers ample storage for boats, recreational equipment, and a workshop. With direct water access for kayaking, fishing, and paddle boarding. This property delivers privacy and versatility.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,768
Property taxesest. at asking price, Duval County$816
Estimated total, before insurance$3,584/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,959/yr · $497/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$499,700
$99,940
Loan Term
Monthly Payment
$2,768
Principal & Interest: $2,768
Property taxes (est.): $816
Insurance (est.): $333
Estimated Total Monthly
$3,917
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,412 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $440,000 in February 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$354,097$303,375—
2024$362,652$312,652▲ $19,531
2023$323,421$323,421—

2025 property taxes (current owner): $5,959/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 10, 2026Closed$499,700
  • Jul 16, 2026Pending$499,700
  • Jun 25, 2026Listed$499,700

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $269/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2655 Kaylor Lane, Jacksonville, FL 32218Listed by RPB REALTY,INCSep 2026$339,900$1934/21,759880.3
2611 Water Bluff Drive, Jacksonville, FL 32218Listed by LISA DUKE REALTY LLCSep 2026$392,900$1693/22,3181030.4
3167 Spotted Bass Lane, Jacksonville, FL 32226Listed by PURSUIT REAL ESTATE, LLCJul 2026$410,000$1744/32,361610.6
2412 Caney Oaks Drive, Jacksonville, FL 32218Listed by WATSON REALTY CORPJul 2026$320,000$1674/21,91830.6
12316 Hickory Forest Road, Jacksonville, FL 32226Listed by 1 PERCENT LISTS FIRST COASTOct 2026$285,000$1523/21,874160.8
11540 Red Koi Drive, Jacksonville, FL 32226Listed by ELITE REALTY GROUPOct 2026$375,000$2093/21,794790.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,700
Price / Sq Ft$269
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,857
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages4
Has PoolYes
Pool FeaturesAbove Ground, Fenced
Is WaterfrontYes

Community Information

Address3057 Donato Drive N, Jacksonville, FL 32226
Area092-Oceanway/Pecan Park
SubdivisionSection Land
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Parcel Number1084710100

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCircular Driveway, Detached, Garage, Gated, RV Access/Parking
ViewRiver

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesFire Pit, Other
Patio / PorchCovered, Deck, Patio, Rear Porch, Screened
FencingFenced, Chain Link
RoofShingle
ConstructionStucco
Other StructuresGuest House
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 25, 2026
Days on Market21
Tax Amount$5,959.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CROSSVIEW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines