This home is in Jacksonville.
$360,0004 bd · 2 ba · 1,934 sq ft
Active·83 days on market
2860 Emily Lane W
Jacksonville, FL 32216
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to 2860 Emily Lane West -- a fully renovated 4-bedroom, 2-bathroom home offering nearly 2,000 sq ft of modern living in the heart of Jacksonville. Laminated waterproof plank flows throughout the entire home, complemented by a stunning new kitchen featuring brand new cabinetry and granite countertops. Both bathrooms have been completely updated with beautiful fixtures and finishes. Enjoy the flexibility of four spacious bedrooms, two full bathrooms, a one-car garage, and the freedom of no HOA. New roof, 2022. Centrally located minutes from I-95, Butler Boulevard, and St. Johns Town Center. Move-in ready -- schedule your showing today! (Some photos are virtually staged)
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1962)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,544 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
19th Ave Nabout 12 mi · 15 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 7 mi · 4 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 1 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 3 mi · Goodby's Creek
Closest youth league fields
Adolph Wurn Parkabout 0.7 mi · Swimming
Closest grocery store
Winn-Dixieabout 1 mi · 5909 University Blvd W, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $195,000 in April 2026(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $278,304 | $85,564 | ▲ $16,733 |
| 2025 | $256,486 | $82,652 | — |
| 2024 | $246,840 | $79,616 | — |
| 2023 | $244,471 | $75,841 | ▲ $23,699 |
| 2022 | $213,584 | $72,176 | ▲ $20,000 |
| 2021 | $165,886 | $68,618 | — |
| 2020 | $146,386 | $66,981 | ▲ $5,000 |
2025 property taxes (current owner): $2,013/yr
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Sep 28, 2026Price change$360,000−$9,500
- Sep 10, 2026Price change$369,500−$9,000
- Aug 24, 2026Price change$378,500−$7,500
- Jul 17, 2026Price change$386,000−$8,000
- Jun 16, 2026Listed$394,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $186/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7126 Sans Souci Road, Jacksonville, FL 32216Listed by PURSUIT REAL ESTATE, LLC | Nov 2026 | $315,000 | $195 | 3/2 | 1,619 | 53 | 0.6 |
| 7421 Bowden Road, Jacksonville, FL 32216Listed by RPB REALTY,INC | Sep 2026 | $484,900 | $233 | 4/2 | 2,084 | 69 | 0.8 |
| 2608 Sack Drive E, Jacksonville, FL 32216Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Nov 2026 | $319,200 | $178 | 5/2 | 1,791 | 31 | 0.9 |
| 3077 Hawks Hill Lane, Jacksonville, FL 32216Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $415,000 | $213 | 3/2 | 1,950 | 91 | 0.9 |
| 3602 Bowden Circle W, Jacksonville, FL 32216Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $150,000 | $101 | 3/2 | 1,482 | 13 | 0.9 |
| 8630 Synhoff Drive, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $390,000 | $209 | 3/2 | 1,865 | 27 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
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Northeast Florida living
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