Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Avondale, Jacksonville.

Photo 1 / 90
Active

$695,0003 bd · 2 ba · 2,202 sq ft

Active·99 days on market·Avondale

1544 Talbot Avenue

Jacksonville, FL 32205

$695,000$316/sqftEst. $3,789/mo mortgageMLS# 2149987
↓ $5,000 below original list
3
Beds
2
Baths
2,202
Sq Ft
1925
Built
2
Garage
No
Pool

40 more homes for sale in Avondale →Search Avondale on the map

FEMA Zone XNo HOA8,712 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Avondale

Historic soul. Modern comfort. A century of stories--ready for its next chapter.A rare opportunity to own a piece of Avondale history, this iconic 1925 Prairie-style home celebrates 100 years of timeless architecture, enduring craftsmanship, and unmatched character. More than a home, this is a lifestyle defined by history, charm, and community. Enjoy the unparalleled walkability of historic Avondale, where beloved restaurants, boutiques, parks, and the St. Johns River are all moments from your doorstep. NEW ROOF 2025! UPDATED SEWER LINE 2025. Offering 3 bedrooms, 2 full bathrooms, a two-car detached garage with 2,202 square feet, this exceptional residence seamlessly blends historic elegance with modern comfort in one of Jacksonville's most coveted neighborhoods. From the moment you enter, the home's original charm is unmistakable. Rich oak inlay hardwood floors, an ornate fireplace, picture molding, French doors, and graceful arched openings create warmth (cont..)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,789
Property taxesest. at asking price, Duval County$1,135
Estimated total, before insurance$4,924/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,727/yr · $644/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$695,000
$139,000
Loan Term
Monthly Payment
$3,789
Principal & Interest: $3,789
Property taxes (est.): $1,135
Insurance (est.): $463
Estimated Total Monthly
$5,387
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,521 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$561,008$404,717—
2024$537,533$392,604▲ $43,596
2023$512,974$379,713—
2022$500,029$367,198—
2021$427,352$355,047—
2020$399,455$349,455—

2025 property taxes (current owner): $7,727/yr

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Price change$695,000−$5,000
  • Aug 3, 2026Active$700,000
  • Jul 19, 2026Pending$700,000
  • Jun 11, 2026Listed$700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $308/sq ft; this home is listed at $316/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3674 Walsh Street, Jacksonville, FL 32205Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$475,000$2505/31,90040.2
1427 Wolfe Street, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$365,000$1853/2.51,97600.2
1453 Belvedere Avenue, Jacksonville, FL 32205Listed by KELLER WILLIAMS JACKSONVILLESep 2026$655,000$3113/2.52,103600.3
3557 Pine Street, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$1,500,000$5723/2.52,62110.4
3805 Park Street, Jacksonville, FL 32205Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$515,000$2613/2.51,9762720.4
1326 Hollywood Avenue, Jacksonville, FL 32205Listed by COWFORD REALTY & DESIGN LLCSep 2026$550,000$3083/21,786230.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$695,000
Price / Sq Ft$316
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,202
Acres0.20 acres
Year Built1925
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryWest Riverside, reported on 37 other Avondale listings
MiddleLake Shore, reported on 51 other Avondale listings
HighRiverside, reported on 56 other Avondale listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1544 Talbot Avenue, Jacksonville, FL 32205
Area032-Avondale
SubdivisionAvondale
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size8,712 sq ft
Parcel Number0795480000

Amenities

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingDetached, Garage, Off Street

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Disposal, Electric Water Heater, Gas Range, Microwave, Refrigerator, Washer/Dryer Stacked, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Patio / PorchPatio, Rear Porch
RoofShingle
ConstructionBrick, Wood Siding

Additional Information

Date ListedAugust 3, 2026
Days on Market99
Tax Amount$7,727.33
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Avondale

Avondale is a neighborhood in Jacksonville, FL (Duval County), ZIP 32205.

View all Avondale homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines