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Active

Active·404 days on market

205 Blue Indigo Court

Ponte Vedra Beach, FL 32082

$1,695,000$460/sqftEst. $9,022/moMLS# 2092109
4
Beds
4
Baths
3,684
Sq Ft
2014
Built
3
Garage
Yes
Pool

About this home

Ponte Vedra Beach

Ponte Vedra Beach jewel, w/ DEEDED Beach Access!! Breathtaking water views from all angles!! Sunrise over the Atlantic Ocean, sunset over the Intracoastal--experience Ocean & Intracoastal views from this stunning South Ponte Vedra Beach retreat! Located in a private, gated enclave with deeded beach access, this 4-bedroom, 4-bath, 2-half-bath coastal home is designed for luxury living and effortless entertaining. Immaculate condition, with attention to every detail! Enjoy ocean breezes from the saltwater spool, hit some balls into your own putting green, then take in sweeping water views from three concrete enforced oversized balconies. Inside, an in-home elevator connects all three levels, leading to an open-concept living area with a gourmet kitchen and dual oversized islands--perfect for gatherings. The first-floor suite offers an ideal in-law or multigenerational option. Every detail blends comfort, style, and functionality in one breathtaking package!

Cost to own

Mortgage calculator

$1,695,000
$339,000
Loan Term
Monthly Payment
$8,615
Principal & Interest: $8,615
Est. Taxes & Insurance: $2,154
Estimated Total Monthly
$10,769
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$9,022
Property taxesest. at asking price, St. Johns County$2,255
HOAbilled quarterly$248
Estimated total, before insurance$11,525/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,583,000$1,306,229
2024$1,551,761$1,187,481
2023$1,553,346$1,079,528
2022$1,147,034$981,389
2021$892,172$892,172
2020$786,929$786,929

2024 property taxes (current owner): $17,140/yr

Estimated taxes if purchased at asking price: ~$27,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,813 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 7, 2025Listed$1,695,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,695,000
Price / Sq Ft$460
Bedrooms4
Bathrooms5.00
Full Baths4
Half Baths2
Square Footage3,684
Acres0.18 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Pool Sweep
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryKetterlinus
MiddleSebastian
HighSt. Augustine

Community Information

Address205 Blue Indigo Court, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionGuana Landing
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size7,840.8 sq ft
Parcel Number1420410220

Amenities

AmenitiesBeach Access, Trash
UtilitiesCable Available, Propane
SewerPublic Sewer
Water SourcePublic
Green / EnergyDoors, Water Heater
ParkingAdditional Parking, Attached, Garage, Garage Door Opener
ViewOcean

Interior

Interior FeaturesBreakfast Bar, Elevator, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Ice Maker, Microwave, Tankless Water Heater, Washer, Washer/Dryer Stacked, Water Softener Owned, Wine Cooler
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories3
LevelsThree Or More
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony, Outdoor Shower
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
FencingBack Yard
RoofMetal
ConstructionFiber Cement, Frame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJune 7, 2025
Days on Market387
HOA Fees$744 / Quarterly
HOA FrequencyQuarterly
HOA NameAlsop Prop Mgmt.
Tax Amount$17,140.49
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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