This home is in Jacksonville.

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Active

Active·47 days on market

6782 Dutton Spur Lane

Jacksonville, FL 32219

$426,329$179/sqftEst. $2,174/moMLS# 2149625

Beds

Baths

2,380

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Rates as low as 4.99! Up to $15k CC for any deal using our preferred lender. Up to 10k closing costs on cash deals. The Elderberry offers a thoughtfully designed layout with both the primary suite and a guest bedroom with full bath conveniently located on the first floor, ideal for comfort and flexibility. Upstairs, a spacious loft adds extra living space perfect for a media room or home office. Enjoy relaxing or entertaining outdoors on the covered lanai, all while taking in peaceful pond views for a serene backyard setting. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.

Cost to own

Mortgage calculator

Home Price

$426,329

Down Payment: 20%

$85,266

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,174

Principal & Interest: $2,174

Property taxes (est.): $696

Insurance (est.): $284

Estimated Total Monthly

$3,154

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,174

Property taxesest. at asking price, Duval County$696

HOAbilled annually$8

Estimated total, before insurance$2,878/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 9, 2026Listed$426,329

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$426,329

Price / Sq Ft$179

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,380

Total Structure Area2,980 sq ft

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesNortheast

School Information

MiddleSelect One

Community Information

Address6782 Dutton Spur Lane, Jacksonville, FL 32219

Area091-Garden City/Airport

SubdivisionAspen Trail

CityJacksonville

CountyDuval

StateFL

Zip Code32219

Parcel Number0024720785

Amenities

AmenitiesPool, Other, Clubhouse, Dog Park, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Other

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingElectric

FlooringCarpet, Vinyl

# of Stories2

LevelsTwo

LaundryIn Unit

SecuritySmoke Detector(s)