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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 31, 2026·11 days on market·Recent sales in Jacksonville

7388 Secret Woods Drive

Jacksonville, FL 32216

$450,000sold priceListed at $448,000 · 100.4% of asking$233/sqftMLS# 2149506
3
Beds
2
Baths
1,929
Sq Ft
1987
Built
2
Garage
No
Pool
FEMA Zone XHOA $39/mo10,454 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Step into a beautifully maintained home featuring soaring vaulted ceilings, crown molding, & a spacious layout designed for both everyday living & entertaining. The updated kitchen offers granite countertops, stainless steel appliances, abundant cabinetry, a breakfast bar, & a generous eat-in dining area. Multiple living spaces include a formal living room w/ a cozy fireplace at the front of the home & a separate family room that provides additional space for gatherings & hobbies. The spacious primary suite features a walk-in closet & an updated en-suite bath with double vanities, a garden tub, & a standalone tiled shower. Additional highlights include updated bathrooms, a side-entry garage, & exceptional storage throughout. Outdoor living is a standout feature with upgraded Shark Coatings (2024) on the rear and side patios, a retractable electric awning (2024), mature landscaping, and a fully fenced backyard (2024). The expansive outdoor space offers plenty of room for entertaining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, Duval County$735
HOAbilled annually$39
Estimated total, before insurance$3,266/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,629/yr · $469/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Property taxes (est.): $735
Insurance (est.): $300
Estimated Total Monthly
$3,527
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,484 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$373,373$286,426▲ $40,293
2024$333,422$277,647—
2023$318,104$268,104—
2022$317,790$267,790—
2021$236,795$236,795—
2020$212,378$146,791▲ $5,000

2025 property taxes (current owner): $5,629/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 3, 2026Closed$448,000
  • Jun 11, 2026Listed$448,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $232/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7421 Bowden Road, Jacksonville, FL 32216Listed by RPB REALTY,INCSep 2026$484,900$2334/22,084690.4
3372 Tiger Hole Road, Jacksonville, FL 32216Listed by RPB REALTY,INCAug 2026$485,000$2364/2.52,054740.4
7942 Mulhall Drive, Jacksonville, FL 32216Listed by CORE REALTY, LLCSep 2026$275,000$1643/21,6801100.6
3600 Bowden Road S, Jacksonville, FL 32216Listed by RPB REALTY,INCAug 2026$485,000$2334/22,084910.6
3158 Old Port Circle W, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTS PVSep 2026$470,000$2064/22,286410.7
8630 Synhoff Drive, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$390,000$2093/21,865270.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$448,000
Price / Sq Ft$232
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,929
Acres0.24 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address7388 Secret Woods Drive, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionSecret Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size10,454.4 sq ft
Parcel Number1543821216

Amenities

AmenitiesPool, Tennis Court(s)
UtilitiesWater Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Patio / PorchAwning(s), Patio, Side Porch
FencingBack Yard, Full

Additional Information

Date ListedJune 11, 2026
Days on Market11
HOA Fees$465 / Annually
HOA FrequencyAnnually
Tax Amount$5,628.7
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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