This home is in Jacksonville.

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Active Under Contract

Active Under Contract·30 days on market

17240 Holmes Mill Avenue

Jacksonville, FL 32226

$435,000$208/sqftEst. $2,315/moMLS# 2149327

Beds

Baths

2,090

Sq Ft

1990

Built

Garage

Pool

About this home

Jacksonville

Looking for land, privacy, and room for your boat, RV, hobbies, and outdoor toys? Imagine finding it all within one of Jacksonville's most sought-after gated communities. Set on 1.68 acres in Eagle Bend Island, this all-brick home offers the space, flexibility, and lifestyle that's becoming increasingly hard to find. A long, tree-lined driveway welcomes you to the property, which sprawls around you bordered by a canal. Designed for comfortable living and entertaining, the home features a spacious great room, an updated kitchen with breakfast area, a separate dining room, and an indoor laundry room. The generously sized primary suite includes a large walk-in closet and an updated bath with double vanities, a soaking tub, and a separate shower. Three additional bedrooms provide flexibility for family, guests, or a home office.

Cost to own

Mortgage calculator

Home Price

$435,000

Down Payment: 20%

$87,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,315

Principal & Interest: $2,315

Est. Taxes & Insurance: $579

Estimated Total Monthly

$2,894

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,315

Property taxesest. at asking price, Duval County$710

HOAbilled annually$58

Estimated total, before insurance$3,084/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$310,330	$190,655	—

2025 property taxes (current owner): $3,960/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,248 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 8, 2026Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$435,000

Price / Sq Ft$208

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,090

Acres1.68 acres

Year Built1990

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryLouis Sheffield

MiddleOceanway

HighFirst Coast

Community Information

Address17240 Holmes Mill Avenue, Jacksonville, FL 32226

Area092-Oceanway/Pecan Park

SubdivisionEagle Bend

CityJacksonville

CountyDuval

StateFL

Zip Code32226

Lot Size73,180.8 sq ft

Parcel Number1061040097

ZoningResidential

Amenities

AmenitiesClubhouse, Playground

UtilitiesCable Available, Electricity Connected, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingAttached, Garage

ViewCanal, Trees/Woods

Waterfront TypeCanal Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySecurity Gate