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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

Sold

Sold·Closed Aug 14, 2026·12 days on market·Recent sales in Jacksonville

1146 Hammock Dunes Drive

Jacksonville, FL 32221

$323,990sold priceListed at $323,990 · 100% of asking$205/sqftMLS# 2149217
4
Beds
2
Baths
1,578
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $36/mo6,098 sqft lotSingle Family Residence1 storyNew construction

About this home

Jacksonville

Welcome to 1146 Hammock Dunes Drive, showcasing the Berkeley plan located in the serene Panther Creek community. This carefully designed new construction home offers a well- balanced combination of modern style, living space, and energy efficient features in one of West Jacksonville's most established neighborhoods. The Berkeley plan is complete with an open-concept design ideal for entertaining and everyday living. The kitchen features elegant, easy to maintain, quartz countertops, upgraded cabinetry, stainless steel appliances, a large center island and ample corner pantry. The private primary suite includes dual vanities, a walk-in shower and a linen closet. Three secondary bedrooms are thoughtfully positioned for privacy and comfort. Step outside to enjoy the covered and extended lanai. An ideal space to enjoy the Florida lifestyle. Additional highlights include. professionally curated design finishes, energy efficient construction and exceptional community amenities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,795
Property taxesest. at asking price, Duval County$529
HOAbilled annually$36
Estimated total, before insurance$2,360/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,064/yr · $89/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$323,990
$64,798
Loan Term
Monthly Payment
$1,795
Principal & Interest: $1,795
Property taxes (est.): $529
Insurance (est.): $216
Estimated Total Monthly
$2,540
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $3,596,600 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$60,000$60,000—
2024$56,000$56,000—
2023$67,500$67,500—

2025 property taxes (current owner): $1,064/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 14, 2026Closed$323,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1134 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCSep 2026$339,990$1734/21,970860
1152 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCJun 2026$315,000$1983/21,5881700
1380 Panther Preserve Parkway, Jacksonville, FL 32221Listed by ROUND TABLE REALTYSep 2026$280,000$1823/21,541740.1
11323 Tiburon Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$316,000$2014/21,574440.1
1341 Hammock Dunes Drive, Jacksonville, FL 32221Listed by DRB GROUP REALTY LLCAug 2026$350,990$1794/21,960900.1
1860 Samuel Adams Court, Jacksonville, FL 32221Listed by CROSSVIEW REALTYJun 2026$330,000$1933/21,71400.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$323,990
Price / Sq Ft$205
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,578
Total Structure Area1,804 sq ft
Acres0.14 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesWest

School Information

ElementaryChaffee Trail
MiddleChaffee Trail
HighBaldwin

Community Information

Address1146 Hammock Dunes Drive, Jacksonville, FL 32221
Area065-Panther Creek/Adams Lake/Duval County-SW
SubdivisionPanther Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size6,098.4 sq ft
Lot Dimensions50x120
Parcel Number0018606715
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Management - Off Site, Park, Pickleball, Playground
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingGarage, Shared Driveway

Interior

Interior FeaturesKitchen Island, Open Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchPorch
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt, Paved
Road FrontagePrivate Road

Additional Information

Date ListedJune 6, 2026
Days on Market12
HOA Fees$435 / Annually
HOA FrequencyAnnually
HOA NamePanther Creek HOA C/O BCM Services
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,064.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: DRB GROUP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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