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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

$570,000Active Under Contract3 bd · 2 ba · 960 sq ft

Active Under Contract·149 days on market

15450 Forest Trail Road

Jacksonville, FL 32234

$570,000$594/sqftEst. $3,108/mo mortgageMLS# 2149073
↓ $5,000 below original list
3
Beds
2
Baths
960
Sq Ft
1962
Built
—
Garage
No
Pool
FEMA Zone XNo HOA16.00 acresSingle Family Residence1 story

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About this home

Jacksonville

TWO Parcels totaling 16 acres. Parcel ID #s 03249-01051 Six Acres plus 09741-02359 Ten Acres. Dwellings are not to be entered and Sale is As-Is. These Parcels have Lots of Potential with some Vision. Septic Well and Power Poles etc. In Ground Pool ( hole ) all have Potential with the Right Vision Private and Secluded. Marketable Timber or leave as a Forest. Buyer to do there own due diligence pertaining to zoning current use and future useage.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,108
Property taxesest. at asking price, Duval County$931
Estimated total, before insurance$4,038/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$570,000
$114,000
Loan Term
Monthly Payment
$3,108
Principal & Interest: $3,108
Property taxes (est.): $931
Insurance (est.): $380
Estimated Total Monthly
$4,418
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,328 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 29, 2026Active Under Contract$570,000
  • Sep 25, 2026Price change$570,000−$5,000
  • Jun 10, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $594/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5548 Melvin Padgett Road, Jacksonville, FL 32234Listed by EXIT INSPIRED REAL ESTATESep 2025$235,000$2353/11,00040.5
8953 Angels Landing Court, Jacksonville, FL 32234Listed by LGI REALTY - FLORIDA, LLCAug 2026$291,900$2413/21,21140.8
15959 Delicate Arch Avenue, Jacksonville, FL 32234Listed by LGI REALTY - FLORIDA, LLCAug 2026$280,900$2323/21,212600.8
8959 Angels Landing Court, Jacksonville, FL 32234Listed by LGI REALTY - FLORIDA, LLCAug 2026$260,900$2622/2997280.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$570,000
Price / Sq Ft$594
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage960
Total Structure Area1,840 sq ft
Acres16.00 acres
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionFixer
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address15450 Forest Trail Road, Jacksonville, FL 32234
Area066-Cecil Commerce Area
SubdivisionMetes & Bounds
CityJacksonville
CountyDuval
StateFL
Zip Code32234
Lot Size696,960 sq ft
Lot DimensionsSee Attached under documents
Parcel Number03249-01051
ZoningAgricultural

Amenities

UtilitiesElectricity Available, Sewer Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking

Interior

AppliancesElectric Water Heater
HeatingNone
CoolingNone
# of Stories1
LevelsMulti/Split

Exterior

Lot DescriptionAgricultural, Greenbelt, Many Trees, Wooded
ConstructionOther, Frame, Vinyl Siding, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 10, 2026
Days on Market149
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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