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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·103 days on market

606 W Market Road

Starke, FL 32091

$575,000$212/sqftEst. $3,160/mo mortgageMLS# 2155000
4
Beds
2.5
Baths
2,716
Sq Ft
1977
Built
3
Garage
No
Pool
FEMA Zone XNo HOA7.54 acresWaterfrontSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Starke

If you're searching for room to breathe, this one is SPACIOUS inside and out! With the master suite on the bottom floor, and 3 bedrooms and a full bath on the 2nd story, it's a great space for growing, blended or multi-generational families. Much of this home was renovated in 2021 making most everything 5 years or newer and completely turn key. From the front door you step into an open living space with large peninsula, fireplace, and half bath. Outside leaves very little to be desired, with a covered front porch, a patio in the back for entertaining, a 3 car garage with the smaller portion being used as a home gym, a barn for boats/tractors/atvs, and a storage shed for holiday decor and tools. The stocked pond is roughly 0.75acre and brings in wildlife from all directions. Centrally located between Jacksonville and Gainesville making it a sweet spot to escape city life for those who commute.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,160
Estimated total, before insurance$3,160/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$575,000
$115,000
Loan Term
Monthly Payment
$3,160
Principal & Interest: $3,160
Insurance (est.): $383
Estimated Total Monthly
$3,543
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,647 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Jul 11, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $134/sq ft; this home is listed at $212/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1510 Patmarlin Street, Starke, FL 32091Listed by COLDWELL BANKER SMITH AND SMITH REALTYMay 2025$260,000$1263/2.52,06890.8
1403 Randall Street, Starke, FL 32091Listed by CW REALTYJul 2026$315,000$1343/22,3592840.9
1385 Ree St Street, Starke, FL 32091Listed by MCCABE REALTY INCDec 2025$433,500$1654/32,629390.9
1219 Harley Circle, Starke, FL 32091Listed by CW REALTYJun 2026$550,000$2153/22,55411
331 Clark Street, Starke, FL 32091Listed by CB ISAAC REALTYJul 2026$97,999$354/32,778311.3
17896 NW State Road 16 Street, Starke, FL 32091Listed by KELLER WILLIAMS ST JOHNSApr 2025$275,000$1123/22,44651.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$575,000
Price / Sq Ft$212
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,716
Acres7.54 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

MiddleBradford
HighBradford

Community Information

Address606 W Market Road, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size328,442.4 sq ft
Parcel Number02423000200
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range
HeatingCentral
CoolingCentral Air
FlooringCarpet
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo

Exterior

Patio / PorchPatio, Porch
RoofMetal
ConstructionConcrete
Other StructuresBarn(s), Shed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJuly 11, 2026
Days on Market0
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines