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Active Under Contract

$567,500Active Under Contract3 bd · 2.5 ba · 1,975 sq ft

Active Under Contract·92 days on market

7433 Pierce Road

Glen St. Mary, FL 32040

$567,500$287/sqftEst. $3,094/mo mortgageMLS# 2158850
↓ $51,500 below original list
3
Beds
2.5
Baths
1,975
Sq Ft
1986
Built
1
Garage
No
Pool
FEMA Zone XNo HOA1.70 acresSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Glen St. Mary

OPEN HOUSE SATURDAY 9/19 FROM 10-12PM!! Welcome to Heartland Farms, a beautifully updated country retreat nestled on 1.7 private acres in Glen St. Mary. This move-in ready 3-bedroom, 2.5-bath home offers the perfect blend of modern updates, timeless charm, and peaceful rural living, all just minutes from I-10. From the moment you arrive beneath the custom Heartland Farms entrance, you'll appreciate the mature oak trees, expansive front lawn, and inviting setting. Inside, nearly 2,000 heated square feet feature luxury vinyl plank flooring throughout the main living areas and primary suite, soaring vaulted ceilings with skylights, a stunning stone wood-burning fireplace, fresh interior paint, updated lighting, and a beautifully remodeled kitchen with quartz countertops, farmhouse sink, tile backsplash, and GE Café appliances. The spacious primary suite has been thoughtfully renovated with quartz countertops, a freestanding soaking tub, tiled walk-in shower, walk-in closet, and stylish

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,094
Estimated total, before insurance$3,094/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,785/yr · $232/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$567,500
$113,500
Loan Term
Monthly Payment
$3,094
Principal & Interest: $3,094
Insurance (est.): $378
Estimated Total Monthly
$3,472
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 2.2-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,474 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,785/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Active Under Contract$567,500
  • Oct 2, 2026Price change$567,500−$1,500
  • Sep 25, 2026Price change$569,000−$6,000
  • Sep 15, 2026Price change$575,000−$14,900
  • Aug 28, 2026Price change$589,900−$5,000
  • Aug 21, 2026Price change$594,900−$5,000
  • Aug 13, 2026Price change$599,900−$19,100
  • Aug 6, 2026Listed$619,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $287/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11151 Fish Pond Lane, Glen St. Mary, FL 32040Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLCJun 2026$490,000$2493/2.51,96700.1
10393 Greystone Drive, Glen St. Mary, FL 32040Listed by WJH BROKERAGE FL LLCOct 2026$325,990$1505/32,1802141
10425 Greystone Drive, Glen St. Mary, FL 32040Listed by WJH BROKERAGE FL LLCSep 2026$326,990$1505/32,180671
10400 Greystone Drive, Glen St. Mary, FL 32040Listed by WJH BROKERAGE FL LLCJun 2026$327,990$1505/32,180351
10394 Greystone Drive, Glen St. Mary, FL 32040Listed by WJH BROKERAGE FL LLCOct 2026$297,990$1684/21,7732071.1
10310 Greystone Drive, Glen St. Mary, FL 32040Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLCOct 2026$289,000$1634/21,773621.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$567,500
Price / Sq Ft$287
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,975
Total Structure Area2,280 sq ft
Acres1.70 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address7433 Pierce Road, Glen St. Mary, FL 32040
Area502-Baker County-NW
SubdivisionMetes & Bounds
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size74,052 sq ft
Parcel Number252S21000000000350
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle
ConstructionBrick, Vinyl Siding
Other StructuresBarn(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 6, 2026
Days on Market92
Tax Amount$2,785.05
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETROS REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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