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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·Listed today

7433 Pierce Road

Glen St. Mary, FL 32040

$619,000$313/sqftEst. $3,192/moMLS# 2158850
3
Beds
2
Baths
1,975
Sq Ft
1986
Built
1
Garage
No
Pool

About this home

Glen St. Mary

OPEN HOUSE SUNDAY 8/9 from 330-530!! Welcome to Heartland Farms, a beautifully updated country retreat nestled on 1.7 private acres in Glen St. Mary. This move-in ready 3-bedroom, 2.5-bath home offers the perfect blend of modern updates, timeless charm, and peaceful rural living, all just minutes from I-10. From the moment you arrive beneath the custom Heartland Farms entrance, you'll appreciate the mature oak trees, expansive front lawn, and inviting setting. Inside, nearly 2,000 heated square feet feature luxury vinyl plank flooring throughout the main living areas and primary suite, soaring vaulted ceilings with skylights, a stunning stone wood-burning fireplace, fresh interior paint, updated lighting, and a beautifully remodeled kitchen with quartz countertops, farmhouse sink, tile backsplash, and GE Café appliances. The spacious primary suite has been thoughtfully renovated with quartz countertops, a freestanding soaking tub, tiled walk-in shower, walk-in closet, and stylish

Cost to own

Mortgage calculator

$619,000
$123,800
Loan Term
Monthly Payment
$3,192
Principal & Interest: $3,192
Insurance (est.): $413
Estimated Total Monthly
$3,605
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,192
Estimated total, before insurance$3,192/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,785/yr · $232/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,785/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,474 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 6, 2026Listed$619,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$619,000
Price / Sq Ft$313
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,975
Total Structure Area2,280 sq ft
Acres1.70 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address7433 Pierce Road, Glen St. Mary, FL 32040
Area502-Baker County-NW
SubdivisionMetes & Bounds
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size74,052 sq ft
Parcel Number252S21000000000350
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle
ConstructionBrick, Vinyl Siding
Other StructuresBarn(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 6, 2026
Days on Market0
Tax Amount$2,785.05
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETROS REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

8/9/2026

3:30 pm - 5:30 pm

Contact Krista Fracke