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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Atlantic Coast High School.

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Active

Active·135 days on market

13903 Larkhall Court

Jacksonville, FL 32256

$384,990$225/sqftEst. $2,132/moMLS# 2148838
↓ $15,000 below original list
3
Beds
2.5
Baths
1,709
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $175/mo1,742 sqft lotTownhouse2 storiesNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to the Dahlia, a beautifully designed townhome that blends comfort, style, and everyday functionality. This spacious floorplan features a two-car garage and an open-concept main level, where the kitchen and dining area flow seamlessly into the family room--creating the perfect setting for both entertaining and relaxed living. A convenient half bath on the first floor adds to the home's thoughtful design. Upstairs, you'll find three well-appointed bedrooms, including a spacious primary suite designed as a private retreat. Two additional bedrooms and a full bath provide comfortable accommodations, with a layout that balances privacy and convenience. This home is enhanced with upscale finishes throughout, including a gourmet kitchen with cabinetry extending to the ceiling, quartz countertops, and a stylish backsplash. The interior features a wood staircase, full tile showers, and a frameless glass shower in the primary suite, adding a refined touch to the overall design.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,132
Property taxesest. at asking price, Duval County$629
HOAbilled monthly$175
Estimated total, before insurance$2,936/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$24,058/yr · $2,005/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$384,990
$76,998
Loan Term
Monthly Payment
$2,132
Principal & Interest: $2,132
Property taxes (est.): $629
Insurance (est.): $257
Estimated Total Monthly
$3,018
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:30 AM, sunset 6:52 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $24,058/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Price change$384,990−$15,000
  • Jun 4, 2026Listed$399,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $225/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11866 Junegrass Road, Jacksonville, FL 32258Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$295,000$1813/2.51,6271080.8
5421 Bramhall Road, Jacksonville, FL 32258Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$340,432$2213/2.51,5411451.2
15020 Catterick Court, Jacksonville, FL 32258Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$376,566$2203/2.51,709161.2
13907 Larkhall Court, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$380,083$2453/2.51,54901.4
7664 Commander Lane, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$271,294$1793/2.51,51901.4
7662 Commander Lane, Jacksonville, FL 32256Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$280,294$1853/2.51,519381.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$384,990
Price / Sq Ft$225
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,709
Total Structure Area2,200 sq ft
Acres0.04 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouth

School Information

Community Information

Address13903 Larkhall Court, Jacksonville, FL 32256
Area028-Bayard
SubdivisionEllis Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size1,742.4 sq ft
Parcel Number1526900114
ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights
UtilitiesElectricity Available, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesOpen Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Microwave
HeatingCentral
CoolingElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchPatio
RoofShingle
ConstructionFiber Cement, Wood Siding
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJune 4, 2026
Days on Market130
HOA Fees$175 / Monthly
HOA FrequencyMonthly
HOA NameDream Finders Homes
Tax Amount$24,057.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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