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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra By The Sea Estates, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active

$1,849,0004 bd · 3.5 ba · 3,878 sq ft

Active·142 days on market·Ponte Vedra By The Sea Estates

329 N Sea Lake Lane

Ponte Vedra Beach, FL 32082

$1,849,000$477/sqftEst. $10,081/mo mortgageMLS# 2148826
↓ $146,000 below original list
4
Beds
3.5
Baths
3,878
Sq Ft
2003
Built
3
Garage
No
Pool

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FEMA Zone XHOA $89/mo10,890 sqft lotSingle Family Residence2 stories

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About this home

Ponte Vedra By The Sea Estates

Experience unparalleled coastal luxury East of A1A in the exclusive estate section of Ponte Vedra by the Sea. Situated on a quiet lane just a stroll from a pristine beach access, this freshly painted residence features plantation shutters, a 3-car garage, and a spacious layout. The chef's kitchen serves as the home's centerpiece, equipped with a premium Thermador appliance suite featuring a brand-new, unused refrigerator, microwave, and dishwasher. Carefully designed as a private sanctuary, the property boasts an indoor sauna and a low-maintenance backyard paver oasis with an 8-person hot tub. Masterful tech infrastructure includes comprehensive Ethernet wiring, 8 outdoor POE security cameras, a 300-amp main panel, and two 48-amp EV chargers. Enjoy nominal HOA fees, top-rated schools, and close proximity to the Ponte Vedra Inn & Club.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$10,081
Property taxesest. at asking price, St. Johns County$2,460
HOAbilled annually$89
Estimated total, before insurance$12,630/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,766/yr · $1,147/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,849,000
$369,800
Loan Term
Monthly Payment
$10,081
Principal & Interest: $10,081
Property taxes (est.): $2,460
Insurance (est.): $1,233
Estimated Total Monthly
$13,774
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,796 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 6:40 AM, sunset 5:38 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,372,745$985,293—
2024$1,317,884$956,817—
2023$1,300,181$927,492—
2022$1,213,586$899,021—
2021$948,198$871,380—
2020$908,659$858,659—

2025 property taxes (current owner): $13,766/yr

Estimated taxes if purchased at asking price: ~$29,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 8, 2026Price change$1,849,000−$146,000
  • Jun 13, 2026Listed$1,995,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $1,237/sq ft; this home is listed at $477/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
571 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVJul 2026$10,250,000$2,3535/5.54,35700.4
531 Le Master Drive, Ponte Vedra Beach, FL 32082Listed by THE AGENCY AT PONTE VEDRAJun 2026$3,400,000$9653/43,525340.5
724 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by DOUGLAS ELLIMAN FLORIDASep 2026$4,900,000$1,2374/43,962770.8
418 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by INI REALTYSep 2026$5,400,000$1,9263/32,804781
48 Jackson Avenue, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$1,825,000$5944/33,073981.1
4201 Laurel Oak Way, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$1,315,000$4664/32,819411.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,849,000
Price / Sq Ft$477
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,878
Total Structure Area5,656 sq ft
Acres0.25 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPonte Vedra Rawlings
Reported middleAlice B. Landrum
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address329 N Sea Lake Lane, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionPonte Vedra By The Sea Estates
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size10,890 sq ft
Parcel Number0621410120
ZoningResidential

Amenities

AmenitiesBeach Access, Sauna
Community FeaturesSuburban, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected, Propane, Other
SewerPublic Sewer
Water SourcePublic
ParkingElectric Vehicle Charging Station(s), Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s), Other
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup
SecurityClosed Circuit Camera(s), Security System Owned, Smoke Detector(s)
Spa FeaturesHeated, Above Ground, Private

Exterior

Exterior FeaturesBalcony
Lot DescriptionFew Trees, Sprinklers In Front
Patio / PorchCovered, Front Porch, Patio, Rear Porch
FencingFenced, Back Yard
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 13, 2026
Days on Market142
HOA Fees$1,069.3 / Annually
HOA FrequencyAnnually
HOA NamePonte Vedra by the Sea Homeowner's Association
Tax Amount$13,765.84
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ponte Vedra By The Sea Estates

Ponte Vedra By The Sea Estates is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Ponte Vedra By The Sea Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines