This home is in Jardin de Mer, Jacksonville Beach.
Active Under Contract·166 days on market·Jardin de Mer
27 Jardin De Mer Place 27
Jacksonville Beach, FL 32250
7 more homes for sale in Jardin de Mer →Search Jardin de Mer on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jardin de Mer
*5% ASSUMABLE CONVENTIONAL LOAN OFFERED* - Live the Jacksonville Beach lifestyle at an incredible value. This 3-bedroom, 2-bath condo offers approximately 1,500 square feet of low-maintenance living just minutes from the sand. Inside, you'll find tile flooring throughout (no carpet), a spacious primary suite, and an updated kitchen with newer appliances. This property offers two rare advantages in today's market: VA financing approved--one of the few condo options at the beaches eligible for VA buyers--and an assumable conventional loan with a below-market interest rate, providing a unique opportunity for qualified buyers. Ideally located near top restaurants, shopping, and everything Jacksonville Beach has to offer, this home combines convenience, value, and coastal living. Schedule your showing today before it's gone.
Next steps in Jardin de Mer
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,681 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $335,000 in July 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $281,400 | $230,678 | — |
| 2024 | $295,575 | $232,271 | — |
| 2023 | $274,050 | $224,050 | — |
| 2022 | $245,000 | $195,000 | — |
| 2021 | $195,000 | $195,000 | — |
| 2020 | $174,000 | $170,713 | — |
2025 property taxes (current owner): $4,418/yr
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 6, 2026Active Under Contract$299,500
- Oct 2, 2026Price change$299,500−$5,500
- Aug 24, 2026Price change$305,000−$14,000
- Jul 30, 2026Price change$319,000−$20,000
- Apr 30, 2026Listed$339,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $323/sq ft; this home is listed at $200/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 151 Jardin De Mer Place 151, Jacksonville Beach, FL 32250Listed by LIFESTYLE REAL ESTATE INC. | Aug 2026 | $278,150 | $232 | 2/2 | 1,200 | 118 | 0.1 |
| 1035 1st Avenue N, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $571,000 | $325 | 3/3.5 | 1,756 | 0 | 0.5 |
| 1059 1st Avenue N, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $555,000 | $316 | 3/3.5 | 1,756 | 0 | 0.5 |
| 820 5th Avenue S, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $502,000 | $267 | 3/2.5 | 1,882 | 6 | 0.7 |
| 342 4th Street N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $670,000 | $357 | 3/3.5 | 1,876 | 517 | 0.9 |
| 721 11th Avenue S, Jacksonville Beach, FL 32250Listed by EXP REALTY LLC | Aug 2026 | $600,000 | $323 | 3/2.5 | 1,859 | 1 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Jardin de Mer
Jardin de Mer is a neighborhood in Jacksonville Beach Condos, FL (Duval County), ZIP 32250.
View all Jardin de Mer homes for sale →Keep looking
More homes in Jardin de Mer
For Sale37 Jardin De Mer PlaceJacksonville Beach, FL 32250
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For Sale165 Jardin De Mer PlaceJacksonville Beach, FL 32250
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$297,000Est. $1,581/moLooking for beach living without the beachfront price tag or the maintenance that comes with it? Whether you're…
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For Sale211 Jardin De Mer Place 211Jacksonville Beach, FL 32250
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$295,000Est. $1,570/moWelcome to Jardin De Mer, a charming condo in the heart of Jacksonville Beach. Located just minutes from the ocean,…
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For Sale24 Jardin De Mer Place 24Jacksonville Beach, FL 32250
3 bd · 2 ba · 1,500 sq ft
$289,000Est. $1,538/moUnder $300k, 1 mile to the ocean, 1500 square feet of living space with 3 bedrooms, 2 baths and a garage! This…
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines