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This home is in St. Augustine.

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Active

Active·45 days on market

700 Pinecrest Isle Court

St. Augustine, FL 32092

$849,000$305/sqftEst. $4,315/moMLS# 2148633
4
Beds
3
Baths
2,784
Sq Ft
2000
Built
3
Garage
No
Pool

About this home

St. Augustine

4BR/3BA home with a wonderful open floor plan on the most spectacular waterfront lot with panoramic views in the lovely community of Royal Pines @ WGV. Watch the sun glistening over the lake in the morning while sipping your coffee and watch the sun set in the evening from the spacious brick pavered and screened lanai. This home has lots of windows to enhance the natural light and expansive views. When entering the home you are welcomed into the lovely sitting area as well as the dining across the room. The kitchen has granite countertops with oversized bar overlooking the family room. Perfect for entertaining. There is also a kitchen nook and an alcove perfect for those recipe books, computer or mail. The Coquina fireplace adds to the ambiance of the family room. The spacious owner suite is tucked away from the main living area for added privacy. 2 of the 3 guest BR's are located on the opposite end of home. 3rd BR is perfect ofc space.

Cost to own

Mortgage calculator

$849,000
$169,800
Loan Term
Monthly Payment
$4,315
Principal & Interest: $4,315
Est. Taxes & Insurance: $1,079
Estimated Total Monthly
$5,394
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$4,315
Property taxesest. at asking price, St. Johns County$1,130
HOAbilled quarterly$236
Estimated total, before insurance$5,681/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$613,943$227,584
2024$499,466$218,913
2023$479,089$214,479
2022$451,988$205,319
2021$329,270$196,426
2020$292,333$192,333

2025 property taxes (current owner): $3,892/yr

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,792 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 4, 2026Listed$849,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$849,000
Price / Sq Ft$305
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,784
Acres0.40 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address700 Pinecrest Isle Court, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionWgv Royal Pines
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size17,424 sq ft
Lot Dimensions69.8 x 171
Parcel Number0292300640
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
Waterfront TypeLake Front

Interior

AppliancesOther, Dishwasher, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Additional Information

Date ListedJune 4, 2026
Days on Market110
HOA Fees$707 / Quarterly
HOA FrequencyQuarterly
Tax Amount$3,892.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ST AUGUSTINE COASTAL REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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