This home is in Jacksonville.

1 / 32

Active

Active·31 days on market

2913 Forbes Street

Jacksonville, FL 32205

$385,000$286/sqftEst. $1,957/moMLS# 2148624

Beds

Baths

1,344

Sq Ft

1936

Built

—

Garage

Pool

About this home

Jacksonville

Nestled in Jacksonville's historic district, this 3-bedroom, 2-bath home offers the perfect blend of character, comfort, and convenience. Being sold fully furnished, this move-in-ready property presents a rare opportunity for homeowners, second-home buyers, or investors alike. The kitchen features granite countertops, a gas range, built-in microwave, and stainless-steel appliances, creating a functional and inviting space for everyday living and entertaining. Step outside to enjoy the spacious backyard shaded by mature trees, offering a peaceful retreat for relaxing, entertaining, or enjoying Florida's beautiful weather. A large rear deck extends the living space outdoors, while the carport and shed provide additional storage and convenience. Located just moments from Avondale's renowned dining, boutique shopping, parks, and historic charm, this home offers a unique opportunity to enjoy one of Jacksonville's most desirable and established neighborhoods.

Cost to own

Mortgage calculator

Home Price

$385,000

Down Payment: 20%

$77,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,957

Principal & Interest: $1,957

Est. Taxes & Insurance: $489

Estimated Total Monthly

$2,446

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,957

Property taxesest. at asking price, Duval County$629

Estimated total, before insurance$2,586/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$326,639	$326,639	—
2024	$328,094	$328,094	▼ $165
2023	$310,025	$310,025	—
2022	$298,751	$298,751	—
2021	$254,810	$189,472	▲ $12,567
2020	$236,166	$186,166	▲ $71,455

2025 property taxes (current owner): $6,179/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1936)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History