This home is in St. Augustine Beach.
Active·66 days on market
11 Dondanville Road 9
St. Augustine Beach, FL 32080
About this home
St. Augustine Beach
Welcome to Ocean Club Condo, where beachside living meets modern updates just steps from the sand. This 2-bedroom, 2-bath condominium offers 1,200 square feet of living space, a private 1-car garage with extra storage, and three outdoor spaces to enjoy the coastal breeze. Recent improvements include a kitchen renovation in 2020 with soft-close cabinetry and a wine fridge, remodeled bathrooms in 2025, HVAC replaced in 2024, updated electrical panel, and PEX/PVC plumbing upgrades. All appliances, including the washer and dryer, convey. Located in the smoke-free Ocean Club community, residents enjoy a community pool and easy beach access with no roads to cross. The HOA fee includes water, trash, and maintenance. Minimum 30 day rentals are allowed, offering flexibility for full-time residents, vacation homeowners, or investors. Enjoy the best of St. Augustine Beach with restaurants, shopping, and the Atlantic Ocean just moments away.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $355,000 | $307,607 | — |
| 2024 | $366,000 | $279,643 | — |
| 2023 | $372,000 | $254,221 | — |
| 2022 | $259,000 | $231,110 | — |
| 2021 | $218,000 | $210,100 | — |
| 2020 | $191,000 | $191,000 | — |
2025 property taxes (current owner): $4,458/yr
Estimated taxes if purchased at asking price: ~$6,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · St Johns County Utilities
County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,715 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 23, 2026Price change$399,999−$22,901
- Jun 3, 2026Listed$422,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY AT THE LAKES
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
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