This home is in Jacksonville — a home near Sandalwood High School.
Sold·Closed Jul 21, 2026·45 days on market·Recent sales in Jacksonville
2355 Covington Creek Drive W
Jacksonville, FL 32224
About this home
Jacksonville
Enjoy the best of FL living in a beautifully maintained 4 bedroom, 3 bath brick-faced home. The thoughtfully designed floor plan features a desirable triple-split bedroom layout, offering privacy and flexibility for family members and guests. Floors are reengineered wood, carpet or tile. All three bathrooms have been tastefully remodeled. The spacious primary suite includes a beautifully updated bath with a wheel chair accessible, walk-in shower, anchored grab bars and dual closets. Stretching the entire length of the rear of the home, the screened lanai provides the perfect setting for relaxing or entertaining while overlooking a serene backdrop of mature trees. There is a small creek behind the wetlands that leads to Hogpen Creek. Located in Covington Creek, a charming closed-loop community of just 141 brick-faced homes, this property offers both tranquility and a welcoming community atmosphere. Gas-powered generator conveys. NEW ROOF completed 6/30/26.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,504 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $499,665 | $202,006 | — |
| 2024 | $505,157 | $195,606 | — |
| 2023 | $461,514 | $188,453 | — |
| 2022 | $439,203 | $181,508 | — |
| 2021 | $333,479 | $174,766 | — |
| 2020 | $323,462 | $171,663 | ▲ $14,709 |
2025 property taxes (current owner): $4,134/yr
Estimated taxes if purchased at asking price: ~$12,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 21, 2026Closed$607,000
- Jul 17, 2026Pending$607,000
- Jun 2, 2026Listed$607,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $243/sq ft; this home is listed at $252/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13438 Aquiline Road, Jacksonville, FL 32224Listed by FLUID REALTY, LLC. | Sep 2026 | $595,000 | $240 | 4/2 | 2,480 | 87 | 0.3 |
| 13576 Osprey Point Drive, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $550,000 | $243 | 3/2 | 2,263 | 16 | 0.3 |
| 13833 Hollow Log Court, Jacksonville, FL 32224Listed by INI REALTY | Sep 2026 | $580,000 | $206 | 4/2 | 2,819 | 14 | 0.4 |
| 13835 Softwind Trail N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC. | Oct 2026 | $635,000 | $259 | 4/3 | 2,451 | 1 | 0.5 |
| 13234 S Companion Circle, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTS | Sep 2026 | $365,000 | $189 | 3/2 | 1,935 | 135 | 0.5 |
| 2145 Grassy Basin Court, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $570,000 | $282 | 4/2 | 2,020 | 75 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines