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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$749,9008 bd · 8 ba · 3,792 sq ft

Active·163 days on market

6528 Sweetbay Lane

Jacksonville, FL 32244

$749,900$198/sqftEst. $4,088/mo mortgageMLS# 2148154
8
Beds
8
Baths
3,792
Sq Ft
2023
Built
—
Garage
No
Pool
FEMA Zone XNo HOA6,098 sqft lotQuadruplex

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Excellent income-producing quadplex opportunity located at 6528 Sweetbay Lane in Jacksonville, FL 32244. Built in 2023, this newer four-unit property offers investors the advantage of modern construction, lower maintenance exposure, and immediate rental income from day one. Two units are currently rented, with one producing $1,325 per month and the other producing $1,249 per month, creating existing gross rental income of $2,574 per month. The remaining two units are vacant and ready to be leased, allowing the next owner to increase cash flow and stabilize the asset at full occupancy. This property is ideal for an investor seeking a turnkey rental asset in a growing Jacksonville market. With all four units under one building, newer construction, current rental income in place, and upside through leasing the available units, 6528 Sweetbay Lane presents a strong opportunity to build long-term cash flow and expand a rental portfolio.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,088
Property taxesest. at asking price, Duval County$1,228
Estimated total, before insurance$5,316/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,279/yr · $940/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$749,900
$149,980
Loan Term
Monthly Payment
$4,088
Principal & Interest: $4,088
Property taxes (est.): $1,228
Insurance (est.): $500
Estimated Total Monthly
$5,816
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,228 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $746,900 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$624,063$624,063▼ $20,776
2025$629,098$629,098▲ $12,898
2024$591,552$517,669—
2023$100,000$55,000—
2022$50,000$50,000—
2021$50,000$50,000—

2025 property taxes (current owner): $11,279/yr

Estimated taxes if purchased at asking price: ~$14,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Jun 1, 2026Listed$749,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $138/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7619 Indian Lakes Drive 1-4, Jacksonville, FL 32210Listed by KELLER WILLIAMS ST JOHNSMay 2026$512,000$1388/83,704631.6
5126 Ricker Road 1-4, Jacksonville, FL 32210Listed by KELLER WILLIAMS ST JOHNSMay 2026$512,000$1388/83,704561.6
5120 Westchase Court, Jacksonville, FL 32210Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$340,000$1178/42,9161811.7
5136 Westchase Court, Jacksonville, FL 32210Listed by WEICHERT REALTORS THE COFFEY GROUPMar 2026$405,000$1398/42,916301.7
5128 Westchase Court, Jacksonville, FL 32210Listed by CB ISAAC REALTYFeb 2026$385,000$1328/368.52,916241.7
5232 Westchase Court 1-4, Jacksonville, FL 32210Listed by THE GARDNER EMPIRE REAL ESTATEJan 2026$400,000$1378/42,916281.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$749,900
Price / Sq Ft$198
Bedrooms8
Bathrooms8.00
Full Baths8
Square Footage3,792
Acres0.14 acres
Year Built2023
TypeResidential Income
Sub-TypeQuadruplex
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address6528 Sweetbay Lane, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionRyans Pond
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size6,098.4 sq ft
Parcel Number0143940160

Amenities

UtilitiesCable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Water SourceWell
ParkingAdditional Parking, Guest, Unassigned

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, ENERGY STAR Qualified Refrigerator, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air

Exterior

Lot DescriptionCleared

Additional Information

Date ListedJune 1, 2026
Days on Market163
Tax Amount$11,278.56
Tax Year2025
Listing TermsCash, Conventional
New ConstructionNo

Listing Courtesy of: KESHMAN LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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