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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jul 27, 2026·5 days on market·Recent sales in Jacksonville

13926 Spanish Marsh Court

Jacksonville, FL 32225

$495,000sold priceListed at $495,000 · 100% of asking$245/sqftMLS# 2147885
4
Beds
2
Baths
2,018
Sq Ft
1981
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA0.49 acresSingle Family Residence1 story

About this home

Jacksonville

Tucked away on a quiet cul-de-sac in the established Fort Caroline area, this beautifully updated 4 bedroom/2 bath home offers the perfect balance of privacy, space, and Florida lifestyle. Set on nearly half an acre, this pool home welcomes you with mature landscaping and a spacious homesite rarely found in today's market. Inside, over 2,200 square feet of thoughtfully designed living space features stylish updates throughout. The heart of the home showcases an open-concept layout with wood-look tile flooring, updated finishes, and inviting gathering spaces designed for both everyday living and entertaining. Step outside to your own private retreat where a sparkling pool creates the centerpiece of the backyard oasis. With ample room for outdoor dining, recreation, and relaxation, the expansive lot offers endless possibilities for enjoying Northeast Florida's year-round sunshine. A rare opportunity to enjoy spacious living, and resort-style outdoor amenities in desirable Spanish Marsh.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,742
Property taxesest. at asking price, Duval County$808
Estimated total, before insurance$3,550/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,925/yr · $410/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,742
Principal & Interest: $2,742
Property taxes (est.): $808
Insurance (est.): $330
Estimated Total Monthly
$3,880
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,629 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$393,467$246,749▲ $11,942
2024$382,498$239,088▲ $29,271
2023$365,357$230,668—
2022$351,958$222,494▼ $5,000
2021$288,852$214,558—
2020$281,132$210,906—

2025 property taxes (current owner): $4,925/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 27, 2026Closed$495,000
  • Jul 7, 2026Price change$495,000+$27,000
  • Jun 24, 2026Listed$468,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $245/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13813 Pleasantview Drive N, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$480,000$2923/21,644500.2
2235 Hunterwood Court, Jacksonville, FL 32225Listed by DORO REALTY, LLCAug 2026$360,000$2033/21,7743730.3
1716 Chandelier Circle W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$428,000$2384/21,800340.6
12477 Anesworth Court, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$345,000$1993/21,733440.7
12432 Anesworth Court, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$243,000$1673/21,45920.8
12210 Dove Ridge Drive, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$435,000$2163/22,017491

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$495,000
Price / Sq Ft$245
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,018
Acres0.49 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementarySabal Palm
MiddleLandmark

Community Information

Address13926 Spanish Marsh Court, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionSpanish Marsh
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size21,344.4 sq ft
Parcel Number1674491120
ZoningResidential

Amenities

UtilitiesElectricity Available
SewerSeptic Tank
Water SourceWell
ParkingOther, Attached, Garage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Downstairs, Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Glass Enclosed, Patio

Additional Information

Date ListedJune 24, 2026
Days on Market5
Tax Amount$4,924.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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