This home is in San Jose Estates, Jacksonville — a home near Atlantic Coast High School.
Sold·Closed Jun 26, 2026·6 days on market·Recent sales in San Jose Estates·San Jose Estates
3845 Miruelo Circle S
Jacksonville, FL 32217
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About this home
San Jose Estates
Adorable 3 bedroom, 2 bath home on one of the largest lots in the neighborhood, beautifully backing up to the prestigious San Jose Country Club Golf Course. This charming 1950s home features original beautiful wood flooring throughout, offering warmth and character. The oversized lot is fully fenced and offers plenty of space for a future pool or outdoor oasis. It's also EV-ready, making it perfect for modern electric vehicle owners. Inside, you'll find two spacious bedrooms plus a cozy den with a wood-burning fireplace that serves as the third bedroom. Additional features include a tiled screened-in lanai, a newer driveway, and an updated AC system. Located in a quiet San Jose neighborhood, this home is just minutes from San Marco Square, downtown Jacksonville, great dining, and shopping. A true gem with golf course views and room to grow -- don't miss this rare opportunity!
Next steps in San Jose Estates
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1955)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,570 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $335,000 in June 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $255,795 | $205,073 | ▲ $6,463 |
| 2024 | $250,006 | $200,006 | ▲ $11,491 |
| 2023 | $245,815 | $195,815 | ▲ $12,445 |
| 2022 | $226,614 | $60,263 | — |
| 2021 | $171,256 | $57,052 | — |
| 2020 | $139,790 | $46,716 | — |
2025 property taxes (current owner): $4,185/yr
Estimated taxes if purchased at asking price: ~$6,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $236/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7920 Scotland Road, Jacksonville, FL 32217Listed by BASS PROFESSIONAL REALTY, INC | Sep 2026 | $226,000 | $145 | 3/2 | 1,554 | 4 | 0.1 |
| 3988 Ferrarra Street, Jacksonville, FL 32217Listed by HOUWZER, INC. | Jul 2026 | $295,000 | $179 | 3/2 | 1,650 | 8 | 0.3 |
| 4059 Corrientes Court S, Jacksonville, FL 32217Listed by IDEAL REALTY CONNECTIONS | Oct 2026 | $404,000 | $259 | 2/2 | 1,557 | 73 | 0.5 |
| 8114 Naranja Drive W, Jacksonville, FL 32217Listed by HASSLE-FREE REALTY LLC | Jul 2026 | $248,000 | $143 | 3/2 | 1,733 | 2 | 0.5 |
| 7919 Rondeau Drive E, Jacksonville, FL 32217Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $269,900 | $157 | 3/2 | 1,720 | 7 | 0.8 |
| 7842 Rondeau Drive E, Jacksonville, FL 32217Listed by OPENDOOR BROKERAGE, LLC. | Aug 2026 | $298,000 | $187 | 3/2 | 1,596 | 21 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About San Jose Estates
San Jose Estates is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines