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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ironwood, Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jul 30, 2026·29 days on market·Recent sales in Ironwood·Ironwood

3859 Lionheart Drive

Jacksonville, FL 32216

$355,000sold priceListed at $359,900 · 98.6% of asking$192/sqftMLS# 2147026
3
Beds
2.5
Baths
1,851
Sq Ft
2005
Built
2
Garage
No
Pool

10 more homes for sale in Ironwood →Search Ironwood on the map

FEMA Zone XHOA $293/mo2,614 sqft lotTownhouse2 stories

About this home

Ironwood

Beautifully maintained 3-bedroom, 3-bath townhome offering 1,851 sq ft of comfortable living in a prime Southside location. Built in 2005, this home features an open living/dining layout, tile and carpet flooring, and a screened lanai perfect for relaxing outdoors. The kitchen includes solid-surface countertops, pantry closet, and all major appliances. The spacious primary suite offers a separate garden tub and shower, dual vanities, and ample closet space. Enjoy attached 2-car garage parking, 8-ft ceilings, and central HVAC for year-round comfort. Community amenities include a clubhouse, pool, and fitness center, all with a low monthly HOA. Conveniently located near St. Johns Town Center, I-95, and downtown Jacksonville, this property combines privacy with accessibility. New AC unit is installed in 2024.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,966
Property taxesest. at asking price, Duval County$580
HOAbilled monthly$293
Estimated total, before insurance$2,839/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,830/yr · $486/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$355,000
$71,000
Loan Term
Monthly Payment
$1,966
Principal & Interest: $1,966
Property taxes (est.): $580
Insurance (est.): $237
Estimated Total Monthly
$2,783
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$309,178$309,178▲ $14,452
2024$296,169$296,169—
2023$307,753$288,971—
2022$262,701$262,701—
2021$224,263$224,263—
2020$210,118$210,118—

2025 property taxes (current owner): $5,830/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$359,900
  • Jul 7, 2026Pending$359,900
  • Jun 8, 2026Listed$359,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $194/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4134 Highwood Drive, Jacksonville, FL 32216Listed by WATSON REALTY CORPOct 2026$299,000$1753/2.51,704600.3
4156 Crownwood Drive, Jacksonville, FL 32216Listed by ROUND TABLE REALTYOct 2026$285,000$1653/2.51,728820.3
4120 Crownwood Drive, Jacksonville, FL 32216Listed by VSP REALTY & PROPERTY MANAGEMENTSep 2026$250,000$1473/2.51,704500.3
8290 Gate Parkway 608, Jacksonville, FL 32216Listed by NORTH FLORIDA REALTY ADVISORSSep 2026$195,000$1263/31,551290.4
4199 Marblewood Lane, Jacksonville, FL 32216Listed by AXEN REALTY LLCJul 2026$278,000$1742/2.51,596210.4
8550 Touchton Road 1521, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY AT THE LAKESAug 2026$130,000$813/21,613830.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$359,900
Price / Sq Ft$194
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,851
Acres0.06 acres
Year Built2005
TypeResidential
Sub-TypeTownhouse
StyleA-Frame
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryGreenfield
MiddleSouthside
HighEnglewood

Community Information

Address3859 Lionheart Drive, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionIronwood
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size2,613.6 sq ft
Parcel Number1543753580

Amenities

AmenitiesPool, Fitness Center, Gated, Playground
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchPatio, Screened
RoofShingle

Additional Information

Date ListedJune 8, 2026
Days on Market29
HOA Fees$293 / Monthly
HOA FrequencyMonthly
Tax Amount$5,829.78
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SIMP REALTY GROUP LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ironwood

Ironwood is a neighborhood in Jacksonville, FL (Duval County), ZIP 32216.

View all Ironwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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