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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Aug 31, 2026·16 days on market·Recent sales in Jacksonville

13576 Osprey Point Drive

Jacksonville, FL 32224

$550,000sold priceListed at $550,000 · 100% of asking$243/sqftMLS# 2146873
3
Beds
2
Baths
2,263
Sq Ft
1990
Built
2
Garage
No
Pool
FEMA Zone XHOA $90/mo8,276 sqft lotSingle Family Residence1 story

About this home

Jacksonville

This sunshine yellow stucco home in desirable Osprey Pointe offers comfort, style, and convenience. A paved driveway and front patio welcome you. NEW ROOF, NEW Electrical Panel. Custom pendant lights brighten the kitchen. Tile and hardwood throughout.The split-bedroom floor plan features 3 bedrooms and 2 baths, including a primary suite with a jetted garden tub and walk-in closet. Enjoy relaxing or entertaining on the screened porch overlooking the private backyard. Residents enjoy outstanding community amenities including pickleball and tennis courts, clubhouse, pool, and playground. Conveniently located near Mayo Clinic, Mayport, beaches, schools, shopping, and dining. No seller financing. Please use offer instructions. If you are not in the MLS, please text an agent for a copy. Ideally, seller would like to occupy until 08/15 Closing at Atlantic Coast Title & Escro

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,046
Property taxesest. at asking price, Duval County$898
HOAbilled semi-annually$90
Estimated total, before insurance$4,035/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,970/yr · $331/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$3,046
Principal & Interest: $3,046
Property taxes (est.): $898
Insurance (est.): $367
Estimated Total Monthly
$4,311
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,630 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$452,183$193,929—
2024$457,666$187,757—
2023$411,664$180,833—
2022$391,751$174,110—
2021$298,046$167,583—
2020$288,083$164,579▲ $13,329

2025 property taxes (current owner): $3,970/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 31, 2026Closed$550,000
  • Aug 27, 2026Pending$550,000
  • Jul 10, 2026Active Under Contract$550,000
  • Jun 24, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $259/sq ft; this home is listed at $243/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13835 Softwind Trail N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Oct 2026$635,000$2594/32,45110.3
13438 Aquiline Road, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$595,000$2404/22,480870.3
13833 Hollow Log Court, Jacksonville, FL 32224Listed by INI REALTYSep 2026$580,000$2064/22,819140.3
13684 Glenhaven Court, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$574,000$2764/22,08330.4
13234 S Companion Circle, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSSep 2026$365,000$1893/21,9351350.5
2145 Grassy Basin Court, Jacksonville, FL 32224Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$570,000$2824/22,020750.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$243
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,263
Total Structure Area2,946 sq ft
Acres0.19 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

Community Information

Address13576 Osprey Point Drive, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionOsprey Pointe
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size8,276.4 sq ft
Parcel Number1673323740
ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesCourtyard
Lot DescriptionFew Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 24, 2026
Days on Market16
HOA Fees$542.5 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameOsprey Pointe
Tax Amount$3,969.69
Tax Year2025
Listing TermsCash, Conventional, FHA, Lease Back, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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