Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Silverleaf, St. Augustine — a new construction home in St. Johns County.

1 / 24

Pending

Pending·78 days on market·Silverleaf

134 Blue River Drive

St. Augustine, FL 32092

$899,900$287/sqftEst. $4,641/moMLS# 2146684

Beds

Baths

3,140

Sq Ft

2026

Built

Garage

Pool

About this home

Silverleaf

Welcome to the Avondale by Riverside Homes--a masterclass in single-story luxury and modern architectural design. From the moment you step through the grand entryway, magnificent 12-foot ceilings create an immediate sense of scale, flooding the home with natural light and deep sightlines straight through to the outdoor living space. At the heart of the home sits a spectacular Chef's Kitchen engineered for effortless entertaining. This culinary showpiece features a premium 36'' gas cooktop, high-end built-in double ovens, a seamless drawer microwave, and a top-tier dishwasher--all framed by a massive central island that flows into the casual dining and family rooms.The intelligently designed single-story floor plan offers ultimate lifestyle flexibility, boasting both a quiet, dedicated study perfect for a home office, and a massive bonus flex room ready to customize into your dream fitness studio, home theater, or game room. The thoughtful split layout ensures maximum privacy, featuring

Cost to own

Mortgage calculator

Home Price

$899,900

Down Payment: 20%

$179,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$4,641

Principal & Interest: $4,641

Property taxes (est.): $1,198

Insurance (est.): $600

Estimated Total Monthly

$6,438

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$4,641

Property taxesest. at asking price, St. Johns County$1,197

HOAbilled annually$154

Estimated total, before insurance$5,992/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,155/yr · $180/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$160,000	$160,000	—

2025 property taxes (current owner): $2,155/yr

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$899,900

Price / Sq Ft$287

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,140

Acres0.24 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

HighTocoi Creek

Community Information

Address134 Blue River Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSilverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size10,454.4 sq ft

Parcel Number0099840470

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Guest Suite, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater

HeatingElectric

CoolingCentral Air, Electric, Multi Units, Zoned

# of Stories1

LevelsOne

LaundryLower Level, Sink

SecuritySecurity Gate