Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 37
Sold

Sold·Closed Aug 10, 2026·19 days on market·Recent sales in Jacksonville

2320 Sotterley Lane

Jacksonville, FL 32220

$254,000sold priceListed at $255,000 · 99.6% of asking$162/sqftMLS# 2146336
3
Beds
2
Baths
1,564
Sq Ft
2018
Built
2
Garage
No
Pool
FEMA Zone XHOA $50/mo6,534 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome home to this beautifully maintained 3-bedroom, 2-bath home located in the desirable Pritchard Point community on Jacksonville's growing Westside. Built in 2018, this move-in ready home offers an open-concept layout with spacious living and dining areas perfect for everyday living and entertaining. The kitchen features ample cabinet space, modern finishes, and a functional design that flows seamlessly into the main living area. The split-bedroom floor plan provides added privacy, while the primary suite includes a walk-in closet and private bath. Enjoy the convenience of newer construction without the wait of building. Situated on a manageable lot with easy access to I-295, shopping, dining, and downtown Jacksonville. Ideal for first-time buyers, downsizers, or investors seeking value and convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,407
Property taxesest. at asking price, Duval County$415
HOAbilled quarterly$50
Estimated total, before insurance$1,872/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,741/yr · $228/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$254,000
$50,800
Loan Term
Monthly Payment
$1,407
Principal & Interest: $1,407
Property taxes (est.): $415
Insurance (est.): $169
Estimated Total Monthly
$1,991
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$222,409$123,643—
2024$223,271$119,451—
2023$232,273$114,516—
2022$200,569$109,725▲ $11,935
2021$157,772$105,073—
2020$152,932$102,932▼ $6,550

2025 property taxes (current owner): $2,741/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 10, 2026Closed$255,000
  • Jun 8, 2026Listed$255,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $163/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7065 Plymouth Grove Court, Jacksonville, FL 32220Listed by REDFIN CORPORATIONSep 2026$275,000$1654/21,670830.4
7071 Plymouth Grove Court, Jacksonville, FL 32220Listed by SUNCOAST PROPERTY MANAGEMENT LLCAug 2026$269,700$1534/21,760690.4
2031 Sotterley Lane, Jacksonville, FL 32220Listed by ELITE REALTY GROUPSep 2026$273,500$1474/21,856720.5
5842 Pickettville Road, Jacksonville, FL 32254Listed by MOMENTUM REALTYSep 2026$179,000$1604/21,120391.4
5806 Pickettville Road, Jacksonville, FL 32254Listed by ERA ONETEAM REALTYSep 2026$165,000$1402/1.51,178431.5
2594 Chiefland Lane, Jacksonville, FL 32254Listed by AXEN REALTY LLCAug 2026$311,997$1734/31,800771.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$255,000
Price / Sq Ft$163
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,564
Total Structure Area2,012 sq ft
Acres0.15 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryPickett
MiddleJean Ribault
HighEdward White

Community Information

Address2320 Sotterley Lane, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionPritchard Point
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size6,534 sq ft
Parcel Number0045191730
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne

Exterior

Patio / PorchRear Porch
FencingBack Yard
RoofShingle
ConstructionFrame

Additional Information

Date ListedJune 8, 2026
Days on Market19
HOA Fees$150 / Quarterly
HOA FrequencyQuarterly
Tax Amount$2,740.73
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines