Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Duncan U. Fletcher High School.

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Pending

Pending·74 days on market

1159 Beach Dune Drive

Jacksonville, FL 32233

$335,000$189/sqftEst. $1,708/moMLS# 2146272

Beds

Baths

1,768

Sq Ft

2021

Built

Garage

Pool

About this home

Jacksonville

**Seller will pay 1 year of HOA fees!** Turn-key newer end unit townhome w/3 bedrooms, open loft, 2.5 bathrooms along w/a one car garage! Low maintenance lifestyle for the beach lover, novice surfer, or you may want to live close by the Atlantic Ocean! Once through the foyer you will find a powder bath, drop zone area & the main living area along with dining & kitchen. There is plank tile flooring downstairs & newly installed LVP upstairs! There is also a screened lanai off the dining area which is a wonderful place to relax & watch nature in the yard. You may even get to see some otters, ospreys & Roseate spoonbills if you are lucky! The kitchen features Quartz countertops, stainless steel appliances, 42'' white cabinets, a spacious pantry closet & large bar top for a second area to dine. Once you head upstairs you will see an open loft area & the laundry room equipped w/w/d. The Owner's suite has large walk-in closet & overlooks scenic backyard.

Cost to own

Mortgage calculator

Home Price

$335,000

Down Payment: 20%

$67,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,708

Principal & Interest: $1,708

Property taxes (est.): $547

Insurance (est.): $223

Estimated Total Monthly

$2,478

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,708

Property taxesest. at asking price, Duval County$547

HOAbilled monthly$315

Estimated total, before insurance$2,570/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,530/yr · $211/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $380,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$312,486	$113,514	—
2024	$307,649	$109,608	—
2023	$284,601	$185,352	—
2022	$228,498	$178,498	—
2021	$40,000	$40,000	—
2020	$40,000	$40,000	—

2025 property taxes (current owner): $2,530/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 18, 2026Pending$335,000
May 20, 2026Listed$335,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$335,000

Price / Sq Ft$189

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,768

Acres0.20 acres

Year Built2021

TypeResidential

Sub-TypeTownhouse

StyleContemporary

StatusPending

# of Garages1

Has PoolNo

Is WaterfrontYes

School Information

ElementaryAnchor Academy

MiddleMayport

HighDuncan Fletcher

Community Information

Address1159 Beach Dune Drive, Jacksonville, FL 32233

Area241-North Beach

SubdivisionAtlantic Beach Preserve

CityJacksonville

CountyDuval

StateFL

Zip Code32233

Lot Size8,712 sq ft

Parcel Number1689100395

ZoningResidential

Amenities

AmenitiesMaintenance Grounds, Management - Off Site

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Guest

ViewPond, Protected Preserve

Waterfront TypeCreek, Pond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Upper Level