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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Active

Active·158 days on market

9 Clipper Court

St. Augustine, FL 32080

$289,000$305/sqftEst. $1,588/mo mortgageMLS# 2145943
↓ $16,000 below original list
2
Beds
2
Baths
947
Sq Ft
1985
Built
—
Garage
No
Pool
FEMA Zone XHOA $518/moCondominium1 story

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About this home

St. Augustine

Welcome to paradise at Seaside Villas! This pristine ground-floor condo is a top-performing, turnkey short-term rental that consistently outperforms the competition in the complex. Perfectly positioned for maximum rental income and personal enjoyment, this upgraded unit offers rare features and an unbeatable coastal lifestyle. Key Highlights: Top Revenue Producer: Delivers market-leading rental income in the complex. Exclusive Bath Upgrade: The only available unit featuring a walk-in shower. Prime Walkability: Steps to the pool, local YMCA, and the golden sands of St. Augustine Beach. Golden Section Location: Easy walk to the St. Johns County Ocean Pier, popular beachfront dining, and local spots. Close to the Action: Minutes to the St. Augustine Amphitheatre for live music and markets, plus a short drive to historic downtown. Fully furnished and ready for immediate income--an extraordinary opportunity for investors and beach lovers alike!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,588
Property taxesest. at asking price, St. Johns County$385
HOAbilled monthly$518
Estimated total, before insurance$2,490/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,591/yr · $383/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$289,000
$57,800
Loan Term
Monthly Payment
$1,588
Principal & Interest: $1,588
Property taxes (est.): $385
Insurance (est.): $193
Estimated Total Monthly
$2,165
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $355,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$285,000$285,000—
2024$302,000$302,000—
2023$283,650$180,290—
2022$223,000$163,900—
2021$149,000$149,000—
2020$144,000$144,000—

2025 property taxes (current owner): $4,591/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 1, 2026Price change$289,000−$10,900
  • Jul 24, 2026Price change$299,900−$5,100
  • May 18, 2026Listed$305,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $301/sq ft; this home is listed at $305/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
25 Clipper Court, St. Augustine, FL 32080Listed by IHEART REALTY INCOct 2025$240,000$2532/29473770
210 16th Street G, St. Augustine, FL 32080Listed by LOWEST FEE REALTY LLCAug 2026$313,000$3032/21,033290.1
34 Brigantine Court, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$285,000$3012/2947660.1
47 Clipper Court, St. Augustine, FL 32080Listed by EXP REALTY LLCJun 2026$280,000$2962/29471670.1
7 Brigantine Court, St. Augustine, FL 32080Listed by COLDWELL BANKER PREMIER PROPERTIESNov 2025$287,000$3032/2947700.1
37 Brigantine Court, St. Augustine, FL 32080Listed by LOKATIONAug 2025$215,000$2272/2947560.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$289,000
Price / Sq Ft$305
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage947
Year Built1985
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryR. B. Hunt
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address9 Clipper Court, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSeaside Villas
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1631121309
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCommunity Structure, Parking Lot

Interior

Interior FeaturesEat-in Kitchen, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionDead End Street
Patio / PorchFront Porch
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedMay 18, 2026
Days on Market126
HOA Fees$517.68 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Trash
Tax Amount$4,591.1
Tax Year2025
Listing TermsCash, Conventional, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE NEWCOMER GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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