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This home is in St. Augustine.

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Active

Active·66 days on market

9 Clipper Court

St. Augustine, FL 32080

$305,000$322/sqftEst. $1,555/moMLS# 2145943
2
Beds
2
Baths
947
Sq Ft
1985
Built
Garage
No
Pool

About this home

St. Augustine

Experience the ultimate beachside lifestyle or an incredible investment opportunity in the heart of St. Augustine Beach! Located in the highly desirable community of Seaside Villas, this ground-floor, 2-bedroom, 2-bathroom condo is completely turnkey, fully furnished, and ready to start producing income on day one. Peace of mind comes standard with a brand-new HVAC unit ensuring year-round comfort and efficiency. Just steps from your front door, enjoy the refreshing community pool or take a short stroll to the pristine sandy beaches and the main beach strip, packed with local favorite dining, shopping, and entertainment options. Unbeatably convenient, the local YMCA is right across the street, making workouts and community activities a breeze. Whether you are looking for a profitable vacation rental, a worry-free second home, or your own slice of paradise, this property delivers it all. Schedule your tour today and start living the beach life!

Cost to own

Mortgage calculator

$305,000
$61,000
Loan Term
Monthly Payment
$1,555
Principal & Interest: $1,555
Property taxes (est.): $406
Insurance (est.): $203
Estimated Total Monthly
$2,164
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,555
Property taxesest. at asking price, St. Johns County$406
HOAbilled monthly$518
Estimated total, before insurance$2,479/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,591/yr · $383/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $355,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$285,000$285,000
2024$302,000$302,000
2023$283,650$180,290
2022$223,000$163,900
2021$149,000$149,000
2020$144,000$144,000

2025 property taxes (current owner): $4,591/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 18, 2026Listed$305,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$305,000
Price / Sq Ft$322
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage947
Year Built1985
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryR. B. Hunt
MiddleSebastian
HighSt. Augustine

Community Information

Address9 Clipper Court, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSeaside Villas
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1631121309
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCommunity Structure, Parking Lot

Interior

Interior FeaturesEat-in Kitchen, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionDead End Street
Patio / PorchFront Porch
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedMay 18, 2026
Days on Market66
HOA Fees$517.68 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Trash
Tax Amount$4,591.1
Tax Year2025
Listing TermsCash, Conventional, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE NEWCOMER GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke