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This home is in Jacksonville.

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Active

Active·71 days on market

14382 Epply Drive

Jacksonville, FL 32218

$358,990$225/sqftEst. $1,830/moMLS# 2145560
3
Beds
2
Baths
1,592
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Jacksonville

This ORMEWOOD is Intelligently designed single-story home maximizes both flow and functionality. Step inside to an inviting open-concept layout where the spacious Great Room (15' × 19') seamlessly connects to the Dining Room (12' × 12') and a well-appointed kitchen, creating an ideal environment for entertaining and everyday living. The private Owner's Suite (16' × 13'), positioned for tranquility, features a generous walk-in closet and an en-suite bath with dual vanities. Two additional bedrooms (10' × 11' and 11' × 10') share a conveniently located full bath, while a dedicated laundry room adds everyday ease. Additional highlights include: Covered rear patio (13' × 9') for outdoor relaxation Ample storage throughout Oversized 2-car garage (20' × 20') Standard forward-thinking features include natural gas, and a complete stainless steel appliance package ( gas range, microwave, dishwasher)

Cost to own

Mortgage calculator

$358,990
$71,798
Loan Term
Monthly Payment
$1,830
Principal & Interest: $1,830
Property taxes (est.): $586
Insurance (est.): $239
Estimated Total Monthly
$2,656
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,830
Property taxesest. at asking price, Duval County$586
HOAbilled annually$111
Estimated total, before insurance$2,528/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,118/yr · $93/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$63,000$63,000

2025 property taxes (current owner): $1,118/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 24, 2026Price change$358,990+$20,000
  • Jul 10, 2026Price change$338,990+$1,000
  • May 15, 2026Listed$337,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$358,990
Price / Sq Ft$225
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,592
Total Structure Area2,145 sq ft
Acres0.14 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryLouis Sheffield
MiddleOceanway
HighFirst Coast

Community Information

Address14382 Epply Drive, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionCedar Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size6,098.4 sq ft
Lot Dimensions4800
Parcel Number1062563405
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesOpen Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Microwave
HeatingCentral, Heat Pump
CoolingElectric
FlooringCarpet, Tile
# of Stories2
LevelsOne
LaundryIn Unit

Additional Information

Date ListedMay 15, 2026
Days on Market72
HOA Fees$1,332.5 / Annually
HOA FrequencyAnnually
HOA Fee IncludesInternet
Tax Amount$1,117.7
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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