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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Sold

Sold·Closed Jun 12, 2026·16 days on market·Recent sales in Mandarin

11557 Ayala Road

Jacksonville, FL 32258

$100,000sold priceListed at $120,000 · 83.3% of askingMLS# 2145525
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
No HOA16,117 sqft lotUnimproved Land

About this home

Jacksonville

LOCATION, LOCATION, LOCATION! Less than 3 miles from The Avenues Mall This is your AMAZING opportunity to build your dream home in a quiet neighborhood, without HOA OR CDD fees!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$554
Property taxesest. at asking price, Duval County$163
Estimated total, before insurance$717/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$100,000
$20,000
Loan Term
Monthly Payment
$554
Principal & Interest: $554
Property taxes (est.): $163
Insurance (est.): $67
Estimated Total Monthly
$784
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $110,000 in June 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$67,620$67,620—
2024$95,158$95,158—
2023$96,271$96,271—
2022$133,001$121,066—
2021$110,060$110,060▲ $1,176
2020$101,231$101,231—

Estimated taxes if purchased at asking price: ~$2,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
0 Greenland Lane, Jacksonville, FL 32258Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$325,000—0/0—3480.3
10660 McLaurin Road, Jacksonville, FL 32256Listed by BLUE KEY PROPERTIESJun 2026$165,000—0/0—920.9
0 Greenville Road, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$125,000—0/0—351
11020 Skylark Drive, Jacksonville, FL 32257Listed by WATSON REALTY CORPOct 2026$320,000—0/0—441.6
5159 Losco Road, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERYOct 2025$650,000—0/0—1151.7
0 Highland Avenue, Jacksonville, FL 32258Listed by MOMENTUM REALTYApr 2026$50,000—0/0—301.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$120,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.37 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address11557 Ayala Road, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionRippling Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size16,117.2 sq ft
Parcel Number156829-0000

Amenities

UtilitiesElectricity Not Available, Sewer Not Available, Water Not Available

Exterior

Lot DescriptionCleared
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 15, 2026
Days on Market16
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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