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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jun 25, 2026·11 days on market·Recent sales in Jacksonville

12118 Sunchase Drive

Jacksonville, FL 32246

$369,000sold priceListed at $369,000 · 100% of asking$256/sqftMLS# 2145459
3
Beds
2
Baths
1,439
Sq Ft
2002
Built
2
Garage
No
Pool
HOA $33/mo9,583 sqft lotWaterfrontSingle Family Residence1 story

About this home

Jacksonville

New AC 2024! Location, water views & an updated kitchen -- 12118 Sunchase Drive checks the boxes in Jacksonville's desirable 32246 area. Just minutes from the beaches, St. Johns Town Center, shopping, restaurants, entertainment, major roadways & everyday conveniences, this 3-bedroom, 2-bath home offers the convenience buyers want with a quiet setting at home. Inside, the main living area overlooks the pond & fountain, giving the home a calm, open feel as soon as you walk in. The kitchen has been nicely updated with white cabinetry, granite countertops, stainless steel appliances & a bright breakfast nook. Luxury vinyl flooring runs through the kitchen & hallway for a clean, modern touch. Out back, the paver patio gives you a comfortable place to enjoy the view, whether it's morning coffee, grilling or relaxing at the end of the day. For buyers looking for a well-priced home with an updated kitchen, water views & room to personalize in a convenient Jacksonville location, this one is it!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,044
Property taxesest. at asking price, Duval County$603
HOAbilled annually$33
Estimated total, before insurance$2,679/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,890/yr · $491/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$369,000
$73,800
Loan Term
Monthly Payment
$2,044
Principal & Interest: $2,044
Property taxes (est.): $603
Insurance (est.): $246
Estimated Total Monthly
$2,892
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$311,992$310,974—
2024$282,704$282,704—
2023$294,025$294,025—
2022$264,832$214,832—
2021$197,020$134,103—
2020$182,055$106,555—

2025 property taxes (current owner): $5,890/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $256/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12079 Sunchase Drive, Jacksonville, FL 32246Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$408,500$2214/21,84750.1
12276 Raintree Lake Court, Jacksonville, FL 32246Listed by ALLIANCE REALTY & FINANCIAL SERVICES, INCAug 2026$435,000$2503/21,737110.5
11125 Wyndham Hollow Lane, Jacksonville, FL 32246Listed by LPT REALTY LLCSep 2026$415,000$2233/21,865821
10967 Majuro Drive, Jacksonville, FL 32246Listed by BASS PROFESSIONAL REALTY, INCSep 2026$308,000$2283/21,3481161.1
2126 Weymouth Circle E, Jacksonville, FL 32246Listed by MOMENTUM REALTYSep 2026$275,000$1844/21,49281.1
1725 Ashmore Green Drive, Jacksonville, FL 32246Listed by MOMENTUM REALTYSep 2026$345,000$2543/21,356251.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$369,000
Price / Sq Ft$256
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,439
Total Structure Area1,873 sq ft
Acres0.22 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address12118 Sunchase Drive, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionHawkins Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size9,583.2 sq ft
Parcel Number1652647325

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle

Additional Information

Date ListedMay 15, 2026
Days on Market11
HOA Fees$394 / Annually
HOA FrequencyAnnually
Tax Amount$5,889.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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