This home is in Jacksonville.
Active Under Contract·63 days on market
6213 Lake Lugano Drive 6213
Jacksonville, FL 32256
About this home
Jacksonville
Location! Location! This Well-Maintained Townhome style condo offers on the 1st floor, a private Bedroom/Double closets with a Full Bathroom, Porcelain floor in the foyer & carpet in the bedroom. The 2nd floor, offers the Main Living area with a Soaring Wooden Ceiling that creates an open/airy/luxurious feel & a welcoming wood-burning fireplace that leads you to the dining area with 2 large sliding glass doors open up to the generous size covered/screened lanai enjoying the nature and the birds singing! The updated kitchen features great appliances & granite countertops with tile backsplash. The 3rd floor, offers 2 bedrooms & an upgraded split bathroom/closet. The unit has a Water Softener, Complete HVAC system, Water Heater, Electrical Wiring Upgrade throughout, Rescaling Main Line Plumbing/New Drainage Pipes to sinks/laundry and lower baths done in 2023 with 2 yrs warranty! The relining plumbing pipes done in 2025 with a 10 yrs warranty!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $277,900 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $183,600 | $132,878 | — |
| 2024 | $207,000 | $157,000 | ▲ $17,800 |
| 2023 | $189,200 | $34,361 | — |
| 2022 | $157,800 | $31,904 | — |
| 2021 | $116,600 | $29,519 | — |
| 2020 | $113,400 | $28,422 | — |
2025 property taxes (current owner): $2,550/yr
Estimated taxes if purchased at asking price: ~$4,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1974)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,505 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 15, 2026Listed$240,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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