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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Aug 13, 2026·68 days on market·Recent sales in Jacksonville

2551 Summit View Drive

Jacksonville, FL 32210

$176,000sold priceListed at $176,900 · 99.5% of asking$106/sqftMLS# 2144949
3
Beds
2.5
Baths
1,664
Sq Ft
2008
Built
1
Garage
No
Pool
FEMA Zone XHOA $145/mo5,663 sqft lotTownhouse2 stories

About this home

Jacksonville

Rare opportunity to own in this highly desirable gated community where very few homes become available for purchase.This spacious Corner Unit 3-bedroom townhouse offers 1,664 square feet of living space, making it larger than many townhomes in the area for this PRICE. The home features modern updates throughout with no carpet, providing a clean, stylish, and low-maintenance interior. The Open floor plan kitchen including a pantry! The low quarterly HOA includes access to the community pool, exterior home maintenance, and a playground/park area. This well-maintained property offers the perfect combination of comfort, convenience, and value for first-time buyers, families, or investors. With limited inventory available in this community, this is an opportunity you do not want to miss. Conveniently located just a short walk away from Neighborhood Walmart Market, Wawa, and 7-Eleven, offering easy access to everyday shopping, dining, and convenience. PRICED to sell & HIGHLY MOTIVATED SELLE

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$975
Property taxesest. at asking price, Duval County$287
HOAbilled quarterly$145
Estimated total, before insurance$1,407/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,431/yr · $286/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$176,000
$35,200
Loan Term
Monthly Payment
$975
Principal & Interest: $975
Property taxes (est.): $287
Insurance (est.): $117
Estimated Total Monthly
$1,380
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $80,100 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$173,482$173,482—
2024$184,050$184,050—
2023$179,353$179,353—
2022$153,663$126,847—

2025 property taxes (current owner): $3,431/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 19, 2026Closed$176,900
  • Jul 19, 2026Pending$176,900
  • May 12, 2026Listed$176,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $143/sq ft; this home is listed at $106/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6865 Misty View Drive, Jacksonville, FL 32210Listed by VENTURE DEVELOPMENT REALTYSep 2026$160,000$1142/2.51,40500
4333 Melissa Court W, Jacksonville, FL 32210Listed by PLENTI REALTY LLCJul 2026$78,571$672/21,17041.3
7256 Sabal Terrace, Jacksonville, FL 32210Listed by TAYLOR MORRISON REALTY OF FLASep 2026$170,000$1432/2.51,1871181.4
4468 Melissa Court W, Jacksonville, FL 32210Listed by PLENTI REALTY LLCJul 2026$78,571$662/1.51,19741.4
7228 Sabal Terrace, Jacksonville, FL 32210Listed by TAYLOR MORRISON REALTY OF FLAOct 2026$189,990$1612/2.51,180771.5
7230 Sabal Terrace, Jacksonville, FL 32210Listed by TAYLOR MORRISON REALTY OF FLAOct 2026$179,990$1522/2.51,187171.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$176,900
Price / Sq Ft$106
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,664
Acres0.13 acres
Year Built2008
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address2551 Summit View Drive, Jacksonville, FL 32210
Area053-Hyde Grove Area
SubdivisionLane Ave Townhomes
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size5,662.8 sq ft
Parcel Number0123980110

Amenities

AmenitiesPool, Maintenance Grounds, Maintenance Structure, Playground
Community FeaturesGated
UtilitiesElectricity Available, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Instant Hot Water, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate

Exterior

Lot DescriptionDead End Street
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedMay 13, 2026
Days on Market68
HOA Fees$435 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Structure
Tax Amount$3,431.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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