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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ashley Woods, Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Jul 10, 2026·9 days on market·Recent sales in Ashley Woods·Ashley Woods

12535 Arrowleaf Lane

Jacksonville, FL 32225

$480,000sold priceListed at $499,000 · 96.2% of asking$265/sqftMLS# 2144947
3
Beds
2
Baths
1,809
Sq Ft
2004
Built
2
Garage
No
Pool

5 more homes for sale in Ashley Woods →Search Ashley Woods on the map

HOA $17/mo6,970 sqft lotSingle Family Residence1 story

About this home

Ashley Woods

TAKING BACKUPS - Beautifully and thoughtfully updated, this move-in ready 3-bedroom, 2-bath home in Jacksonville's desirable Intracoastal West area offers the perfect blend of comfort, style, and outdoor living. Backing to a peaceful nature preserve, the spacious deck, pavered patio, and inviting fire pit create an ideal setting for relaxing evenings or entertaining guests. Inside, the kitchen is as functional as it is stunning, designed with the home chef in mind and featuring generous counter space, built-in shelving, and abundant cabinetry. Beautiful laminate flooring flows through the main living areas, complemented by tile in the kitchen and baths, cozy carpet in the bedrooms, and an epoxy-coated garage floor for a polished finish. The seller reports the roof is approximately 6 years old and the HVAC system is approximately 3 years old, offering added peace of mind. Furnishings are available for purchase separately, making this an exceptional turnkey opportunity.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,659
Property taxesest. at asking price, Duval County$784
HOAbilled annually$17
Estimated total, before insurance$3,459/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,257/yr · $521/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$480,000
$96,000
Loan Term
Monthly Payment
$2,659
Principal & Interest: $2,659
Property taxes (est.): $784
Insurance (est.): $320
Estimated Total Monthly
$3,762
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,638 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$332,057$332,057—
2024$317,944$317,944▲ $9,910
2023$318,005$160,398—
2022$292,020$154,270—
2021$213,424$148,321—
2020$206,754$145,583—

2025 property taxes (current owner): $6,257/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 12, 2026Closed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $251/sq ft; this home is listed at $276/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
930 Arkenstone Drive, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$415,000$2914/21,425130.3
374 Hickory Hollow Drive N, Jacksonville, FL 32225Listed by DJ & LINDSEY REAL ESTATESep 2026$356,000$2434/21,4681320.7
545 Oneida Court, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$385,000$2514/21,532690.7
12415 Silent Brook Trail N, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$320,000$2453/2.51,30430.8
1313 Chinook Trail, Jacksonville, FL 32225Listed by EXIT 1 STOP REALTYSep 2026$415,000$2763/21,503570.8
992 Hyannis Port Drive, Jacksonville, FL 32225Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$360,000$2293/21,5721760.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$276
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,809
Acres0.16 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementarySabal Palm
MiddleLandmark

Community Information

Address12535 Arrowleaf Lane, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionAshley Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size6,969.6 sq ft
Parcel Number1621099315
ZoningResidential

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Smart Thermostat
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit

Exterior

Exterior FeaturesFire Pit
Patio / PorchDeck, Front Porch
FencingBack Yard
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 3, 2026
Days on Market9
HOA Fees$200 / Annually
HOA FrequencyAnnually
HOA NameEagle Creek HOA
Tax Amount$6,257.1
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ashley Woods

Ashley Woods is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Ashley Woods homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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