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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ashley Woods, Jacksonville — a home near Sandalwood High School.

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Active·53 days on market·Ashley Woods

12529 Cliffrose Trail

Jacksonville, FL 32225

$468,000$230/sqftEst. $2,572/mo mortgageMLS# 2156395
↓ $17,000 below original list
4
Beds
2.5
Baths
2,033
Sq Ft
2004
Built
2
Garage
No
Pool

2 more homes for sale in Ashley Woods →Search Ashley Woods on the map

FEMA Zone XHOA $17/mo7,405 sqft lotSingle Family Residence2 stories

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About this home

Ashley Woods

Welcome home to this meticulously maintained home in the coveted Ashley Woods neighborhood. Located at the end of a quiet cul de sac, this home has 4 bedrooms PLUS an office space that could be closed off to create another bedroom on the main level. Bamboo flooring throughout the main level. Home includes a 99% water purification system and osmosis filter at kitchen sink. Custom built storage shed attached to house for additional storage space. High producing lemon and orange trees on site. Just a few minutes drive to the beaches, Mayo Clinic, Town Center and the airport. washer and dryer included with the sale . security safe at master closet also included . security cameras stay at the house. Brand New Stainless Steal Appliances just installed. Schedule your private showing today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,572
Property taxesest. at asking price, Duval County$764
HOAbilled annually$17
Estimated total, before insurance$3,353/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,068/yr · $256/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$468,000
$93,600
Loan Term
Monthly Payment
$2,572
Principal & Interest: $2,572
Property taxes (est.): $764
Insurance (est.): $312
Estimated Total Monthly
$3,648
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,594 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,068/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 6, 2026Price change$468,000−$5,000
  • Sep 20, 2026Price change$473,000−$1,000
  • Sep 11, 2026Price change$474,000−$6,000
  • Aug 4, 2026Price change$480,000−$5,000
  • Jul 21, 2026Listed$485,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $252/sq ft; this home is listed at $230/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1112 Dorwinion Drive, Jacksonville, FL 32225Listed by RIVER CITY RENTALS AND REALTYOct 2026$370,000$2524/21,467510.3
930 Arkenstone Drive, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$415,000$2914/21,425130.3
12559 Herblore Drive, Jacksonville, FL 32225Listed by WATSON REALTY CORPOct 2026$380,000$1944/21,956120.4
911 Mystic Harbor Drive, Jacksonville, FL 32225Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Oct 2026$386,500$2653/21,45670.6
374 Hickory Hollow Drive N, Jacksonville, FL 32225Listed by DJ & LINDSEY REAL ESTATESep 2026$356,000$2434/21,4681320.7
545 Oneida Court, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$385,000$2514/21,532690.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$468,000
Price / Sq Ft$230
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,033
Acres0.17 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementarySabal Palm
MiddleLandmark

Community Information

Address12529 Cliffrose Trail, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionAshley Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size7,405.2 sq ft
Parcel Number1621099410

Amenities

Community FeaturesSidewalks, Fishing
UtilitiesWater Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom - Tub with Shower, Smart Home, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Electric Range, Freezer, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringLaminate
FireplaceYes
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecurityFire Alarm, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchAwning(s), Patio
FencingBack Yard, Wood
RoofShingle
ConstructionStucco, Vinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 1, 2026
Days on Market67
HOA Fees$199 / Annually
HOA FrequencyAnnually
Tax Amount$3,067.8
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ashley Woods

Ashley Woods is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Ashley Woods homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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