This home is in Jacksonville.

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Pending

Pending·58 days on market

2425 Adams Lake Boulevard

Jacksonville, FL 32221

$334,900$136/sqftEst. $1,782/moMLS# 2144709

Beds

Baths

2,465

Sq Ft

2003

Built

Garage

Pool

About this home

Jacksonville

JUST LISTED in Adam's Lake neighborhood! Seller offering up to $14,600 toward buyer closing costs, prepaid expenses, and/or interest rate buy-down when using Seller's preferred lender. Incentive subject to lender approval, loan program restrictions, and terms outlined in the executed contract. Great location on the westside of town - near Cecil Commerce Center and easy commute to NAS Jax, Orange Park, and downtown Jax. Home features NEW Kitchen cabinets and countertops, NEW 2026 Roof, NEW 2026 HVAC, 2019 Water Heater, new interior paint, and Seller painting exterior Stucco - pending HOA application and approval. Home is crisp, clean and ready for new owners - Schedule your showing today!

Cost to own

Mortgage calculator

Home Price

$334,900

Down Payment: 20%

$66,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,782

Principal & Interest: $1,782

Est. Taxes & Insurance: $446

Estimated Total Monthly

$2,228

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,782

Property taxesest. at asking price, Duval County$547

HOAbilled annually$33

Estimated total, before insurance$2,362/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$280,591	$280,591	—

2025 property taxes (current owner): $5,344/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History