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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 21, 2026·59 days on market·Recent sales in Jacksonville

2425 Adams Lake Boulevard

Jacksonville, FL 32221

$334,000sold priceListed at $334,900 · 99.7% of asking$135/sqftMLS# 2144709
3
Beds
2.5
Baths
2,465
Sq Ft
2003
Built
2
Garage
No
Pool
FEMA Zone XHOA $33/mo7,405 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

JUST LISTED in Adam's Lake neighborhood! Seller offering up to $14,600 toward buyer closing costs, prepaid expenses, and/or interest rate buy-down when using Seller's preferred lender. Incentive subject to lender approval, loan program restrictions, and terms outlined in the executed contract. Great location on the westside of town - near Cecil Commerce Center and easy commute to NAS Jax, Orange Park, and downtown Jax. Home features NEW Kitchen cabinets and countertops, NEW 2026 Roof, NEW 2026 HVAC, 2019 Water Heater, new interior paint, and Seller painting exterior Stucco - pending HOA application and approval. Home is crisp, clean and ready for new owners - Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,850
Property taxesest. at asking price, Duval County$545
HOAbilled annually$33
Estimated total, before insurance$2,429/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,344/yr · $445/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$334,000
$66,800
Loan Term
Monthly Payment
$1,850
Principal & Interest: $1,850
Property taxes (est.): $545
Insurance (est.): $223
Estimated Total Monthly
$2,618
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$280,591$280,591—
2024$287,235$267,403▼ $3,000
2023$302,167$243,094—
2022$249,606$220,995▼ $16,428
2021$200,905$200,905—
2020$184,587$184,587—

2025 property taxes (current owner): $5,344/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 21, 2026Closed$334,900
  • Jul 8, 2026Pending$334,900
  • May 11, 2026Listed$334,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $136/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11462 Carson Lake Drive, Jacksonville, FL 32221Listed by JPAR CITY AND BEACHOct 2026$283,000$1614/21,758300.2
11360 Songbird Lakes Court, Jacksonville, FL 32221Listed by UNITED REAL ESTATE GALLERYSep 2026$235,000$1263/21,863280.2
2531 Carson Oaks Drive, Jacksonville, FL 32221Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$295,000$1614/21,831100.2
11614 Carson Lake Drive W, Jacksonville, FL 32221Listed by WHOLESALE REALTY LLCJul 2026$299,900$1733/21,738520.4
3786 Lauren Oak Lane E, Jacksonville, FL 32221Listed by EVERYSTATE INCSep 2026$255,000$1254/22,0321990.7
2047 April Oaks Drive, Jacksonville, FL 32221Listed by JPAR CITY AND BEACHAug 2026$272,000$1474/21,8561590.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$334,900
Price / Sq Ft$136
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,465
Acres0.17 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryChaffee Trail
MiddleBaldwin
HighBaldwin

Community Information

Address2425 Adams Lake Boulevard, Jacksonville, FL 32221
Area065-Panther Creek/Adams Lake/Duval County-SW
SubdivisionAdams Lake
CityJacksonville
CountyDuval
StateFL
Zip Code32221
Lot Size7,405.2 sq ft
Parcel Number0020600330

Amenities

AmenitiesPool, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo

Additional Information

Date ListedMay 11, 2026
Days on Market59
HOA Fees$400 / Annually
HOA FrequencyAnnually
Tax Amount$5,344.03
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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